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Market Intelligence · CA / San Mateo County

Half Moon Bay, CA home prices and housing market

1 ZIP market liveData updated September 2026Typical value$1.59M1-yr changeUp2.9%

The typical home value in Half Moon Bay, CA is $1.59M as of September 2026, up 2.9% from a year ago, based on the Zillow Home Value Index. In the typical Half Moon Bay ZIP code, the median list price is $1.88M and homes spend a median of 22 days on market as of September 2026 (Realtor.com).

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The coverage

Half Moon Bay, by the numbers.

Typical home valueZillow ZHVI, September 2026
$1.59M
1-yr changeMedian across Half Moon Bay ZIPs
+2.9%
ZIP markets live
1
County
San Mateo County

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12-month value trend

+2.9% over 12 months

Typical home value in Half Moon Bay over the last 12 months: $1.54M in Sep 2025 to $1.59M in Sep 2026 (+2.9%).

Sep 2025$1.54M

Sep 2026$1.59M

Median Zillow home value index across Half Moon Bay's ZIP codes.

Context

In Half Moon Bay, the typical home value stands at $1,585,013, up 2.9% over the past year as of September 2026. The median list price is $1,875,000, with 39 homes for sale and 26 new listings on the market. Homes are spending a median of 22 days on market, and about one in four listings have seen a price reduction. The market shows modest appreciation and steady activity, though the presence of price cuts suggests sellers are testing buyer appetite carefully.

The numbers

What is the housing market like in Half Moon Bay, CA?

Typical home value

$1.59M

Up2.9%YoY

Median list price

$1.88M

Days on market

22

Homes for sale

39

Price cuts

24.9%

New listings

26

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Half Moon Bay's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Half Moon Bay, CA home prices over time

Typical home values in Half Moon Bay, CA are up 2.9% over the past year, from $1.54M in September 2025 to $1.59M in September 2026.

Typical home value in Half Moon Bay, CA, September of each year
MonthTypical value1-yr change
September 2026$1,585,013+2.9%
September 2025$1,541,013No prior year

Typical value is the median Zillow Home Value Index across Half Moon Bay ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Half Moon Bay, CA a buyer's or seller's market?

Half Moon Bay, CA is roughly balanced between buyers and sellers.

The signals are mixed: homes are selling quickly, but a large share of listings have cut their asking price, so pricing and condition matter more than market direction.

Based on a median of 22 days on market and 25% of listings with a price cut in the typical Half Moon Bay ZIP code, and 26 new listings against 39 active listings across Half Moon Bay, as of September 2026 (Realtor.com).

The outlook

Half Moon Bay housing market forecast 2027

+1.6%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 1 Half Moon Bay ZIP code, points to typical home values rising 1.6% by September 2027.

Over the 12 months through September 2026, typical home values in Half Moon Bay rose 2.9%, per the Zillow Home Value Index.

Will home prices drop in Half Moon Bay?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Half Moon Bay shows typical home values rising 1.6% by September 2027, after a 2.9% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 1 Half Moon Bay ZIP code has both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Half Moon Bay?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

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Common questions

Questions about Half Moon Bay, CA home prices.

What is a typical home worth in Half Moon Bay?

The typical home value in Half Moon Bay is $1,585,013 as of September 2026, representing a 2.9% increase over the past year.

How many homes are available to buy in Half Moon Bay right now?

There are 39 homes for sale as of September 2026, with 26 new listings added to the market.

How long do homes typically stay on the market in Half Moon Bay?

Homes in Half Moon Bay spend a median of 22 days on market, though about 24.9% of listings have received price reductions.

Are home prices going up or down in Half Moon Bay, CA?

Typical home values in Half Moon Bay, CA are up 2.9% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Half Moon Bay, CA a buyer's or seller's market?

Half Moon Bay, CA is roughly balanced between buyers and sellers. The signals are mixed: homes are selling quickly, but a large share of listings have cut their asking price, so pricing and condition matter more than market direction. Based on a median of 22 days on market and 25% of listings with a price cut in the typical Half Moon Bay ZIP code, and 26 new listings against 39 active listings across Half Moon Bay, as of September 2026 (Realtor.com).

Nearby markets

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