Market Intelligence · FL / Walton County

Santa Rosa Beach, FL home prices and housing market

1 ZIP market liveData updated September 2026Typical value$873K1-yr changeUp1.0%

The typical home value in Santa Rosa Beach, FL is $873K as of September 2026, up 1.0% from a year ago, based on the Zillow Home Value Index. In the typical Santa Rosa Beach ZIP code, the median list price is $1.2M and homes spend a median of 103 days on market as of September 2026 (Realtor.com).

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The coverage

Santa Rosa Beach, by the numbers.

Typical home valueZillow ZHVI, September 2026
$873K
1-yr changeMedian across Santa Rosa Beach ZIPs
+1.0%
ZIP markets live
1
County
Walton County

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12-month value trend

+1.0% over 12 months

Typical home value in Santa Rosa Beach over the last 12 months: $864K in Sep 2025 to $873K in Sep 2026 (+1.0%).

Sep 2025$864K

Sep 2026$873K

Median Zillow home value index across Santa Rosa Beach's ZIP codes.

Context

Santa Rosa Beach is seeing modest growth in home values. Typical homes are valued at $872,689, up 1.0% over the past year as of September 2026. The market has 814 homes for sale with a median list price of $1,195,750. New listings are coming in at 156 per month, and homes are taking a median of 103 days to sell. About 18.0% of listings have received price cuts. For sellers, the extended time on market and prevalence of price reductions suggest you should be realistic about pricing and condition if you decide to list.

The numbers

What is the housing market like in Santa Rosa Beach, FL?

Typical home value

$873K

Up1.0%YoY

Median list price

$1.2M

Days on market

103

Homes for sale

814

Price cuts

18.0%

New listings

156

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Santa Rosa Beach's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Santa Rosa Beach, FL home prices over time

Typical home values in Santa Rosa Beach, FL are up 1.0% over the past year, from $864K in September 2025 to $873K in September 2026.

Typical home value in Santa Rosa Beach, FL, September of each year
MonthTypical value1-yr change
September 2026$872,689+1.0%
September 2025$863,911No prior year

Typical value is the median Zillow Home Value Index across Santa Rosa Beach ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Santa Rosa Beach, FL a buyer's or seller's market?

Santa Rosa Beach, FL leans toward a buyer's market.

Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 103 days on market and 18% of listings with a price cut in the typical Santa Rosa Beach ZIP code, and 156 new listings against 814 active listings across Santa Rosa Beach, as of September 2026 (Realtor.com).

The outlook

Santa Rosa Beach housing market forecast 2027

+0.7%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 1 Santa Rosa Beach ZIP code, points to typical home values rising 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in Santa Rosa Beach rose 1.0%, per the Zillow Home Value Index.

Will home prices drop in Santa Rosa Beach?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Santa Rosa Beach shows typical home values rising 0.7% by September 2027, after a 1.0% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 1 Santa Rosa Beach ZIP code has both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Santa Rosa Beach?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

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Common questions

Questions about Santa Rosa Beach, FL home prices.

What is a typical home value in Santa Rosa Beach?

The typical home value in Santa Rosa Beach is $872,689, up 1.0% over the past year as of September 2026.

How long do homes take to sell in Santa Rosa Beach?

The median time on market is 103 days as of September 2026.

What share of homes in Santa Rosa Beach have had price cuts?

As of September 2026, 18.0% of listings in Santa Rosa Beach have received price cuts.

Are home prices going up or down in Santa Rosa Beach, FL?

Typical home values in Santa Rosa Beach, FL are up 1.0% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Santa Rosa Beach, FL a buyer's or seller's market?

Santa Rosa Beach, FL leans toward a buyer's market. Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 103 days on market and 18% of listings with a price cut in the typical Santa Rosa Beach ZIP code, and 156 new listings against 814 active listings across Santa Rosa Beach, as of September 2026 (Realtor.com).

Nearby markets

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