Market Intelligence · FL / Polk County

Winter Haven, FL home prices and housing market

3 ZIP markets liveData updated September 2026Typical value$263K1-yr changeDown2.8%

The typical home value in Winter Haven, FL is $263K as of September 2026, down 2.8% from a year ago, based on the Zillow Home Value Index. In the typical Winter Haven ZIP code, the median list price is $277K and homes spend a median of 90 days on market as of September 2026 (Realtor.com).

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The coverage

Winter Haven, by the numbers.

Typical home valueZillow ZHVI, September 2026
$263K
1-yr changeMedian across Winter Haven ZIPs
-2.8%
ZIP markets live6 tracked in Winter Haven
3
County
Polk County

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12-month value trend

-2.8% over 12 months

Typical home value in Winter Haven over the last 12 months: $270K in Sep 2025 to $263K in Sep 2026 (-2.8%).

Sep 2025$270K

Sep 2026$263K

Median Zillow home value index across Winter Haven's ZIP codes.

Context

The typical home value in Winter Haven, FL is $262,602 as of September 2026, down 2.8% over the past year. That is a modest decline, but it reflects a market that has cooled. There were 662 homes for sale, with 148 new listings coming on during the same period. Sellers are adjusting to the slower pace: 28.3% of listings had a price cut, and the median days on market reached 90. The median list price of $277,000 sits above the typical value, suggesting many sellers are pricing high and then reducing. For a homeowner weighing a sale, this is a patient buyer's market, so realistic pricing from day one matters more than timing.

The numbers

What is the housing market like in Winter Haven, FL?

Typical home value

$263K

Down2.8%YoY

Median list price

$277K

Days on market

90

Homes for sale

662

Price cuts

28.3%

New listings

148

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Winter Haven's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Winter Haven, FL home prices over time

Typical home values in Winter Haven, FL are down 2.8% over the past year, from $270K in September 2025 to $263K in September 2026.

Typical home value in Winter Haven, FL, September of each year
MonthTypical value1-yr change
September 2026$262,602-2.8%
September 2025$270,071No prior year

Typical value is the median Zillow Home Value Index across Winter Haven ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Winter Haven, FL a buyer's or seller's market?

Winter Haven, FL leans toward a buyer's market.

Homes are taking longer to sell, a large share of listings have cut their asking price, and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 90 days on market and 28% of listings with a price cut in the typical Winter Haven ZIP code, and 148 new listings against 662 active listings across Winter Haven, as of September 2026 (Realtor.com).

The outlook

Winter Haven housing market forecast 2027

-1.1%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 3 Winter Haven ZIP codes, points to typical home values falling 1.1% by September 2027.

Over the 12 months through September 2026, typical home values in Winter Haven fell 2.8%, per the Zillow Home Value Index.

Will home prices drop in Winter Haven?

The forecasts point that way: a weighted average of Zillow's ZIP forecasts for Winter Haven shows typical home values falling 1.1% by September 2027, after a 2.8% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 3 Winter Haven ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Winter Haven?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 6 Winter Haven ZIP codes in total; the remaining 3 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

Local pros

Who are the top real estate agents in Winter Haven?

Top real estate agents in Winter Haven, FL

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Common questions

Questions about Winter Haven, FL home prices.

How much is a home in Winter Haven worth?

The typical home value in Winter Haven, FL is $262,602 as of September 2026, down 2.8% over the past year. This is a citywide figure, so your home's value will depend on its size, condition, and location.

How long does it take to sell a home in Winter Haven?

The median days on market in Winter Haven was 90 as of September 2026. Well-priced homes tend to sell faster, while overpriced listings often sit longer and get reduced.

Is Winter Haven a buyer's or seller's market right now?

The data points to a buyer-friendly market. As of September 2026 there were 662 homes for sale, and 28.3% of listings had a price cut, which shows sellers are competing harder for buyers.

Are home prices going up or down in Winter Haven, FL?

Typical home values in Winter Haven, FL are down 2.8% over the past year, based on the Zillow Home Value Index as of September 2026.

Nearby markets

More Florida housing markets.

The market is moving

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