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Market Intelligence · MN / Lake County

Finland, MN home prices and housing market

1 ZIP market liveData updated September 2026Typical value$236K1-yr changeUp4.4%

The typical home value in Finland, MN is $236K as of September 2026, up 4.4% from a year ago, based on the Zillow Home Value Index. In the typical Finland ZIP code, the median list price is $336K and homes spend a median of 87 days on market as of September 2026 (Realtor.com).

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The coverage

Finland, by the numbers.

Typical home valueZillow ZHVI, September 2026
$236K
1-yr changeMedian across Finland ZIPs
+4.4%
ZIP markets live
1
County
Lake County

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12-month value trend

+4.4% over 12 months

Typical home value in Finland over the last 12 months: $226K in Sep 2025 to $236K in Sep 2026 (+4.4%).

Sep 2025$226K

Sep 2026$236K

Median Zillow home value index across Finland's ZIP codes.

Context

Finland, MN has a typical home value of $236,097, up 4.4% over the past year as of September 2026. The market shows 15 homes for sale with a median list price of $336,000. New listings have been limited, with only 4 added recently. Homes are spending a median of 87 days on market, and about 22.5% of listings have seen a price cut. For homeowners considering a sale, the modest inventory and price appreciation suggest some buyer interest, though the extended time on market and prevalence of price cuts indicate this is not a fast-moving market.

The numbers

What is the housing market like in Finland, MN?

Typical home value

$236K

Up4.4%YoY

Median list price

$336K

Days on market

87

Homes for sale

15

Price cuts

22.5%

New listings

4

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Finland's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Finland, MN home prices over time

Typical home values in Finland, MN are up 4.4% over the past year, from $226K in September 2025 to $236K in September 2026.

Typical home value in Finland, MN, September of each year
MonthTypical value1-yr change
September 2026$236,097+4.4%
September 2025$226,205No prior year

Typical value is the median Zillow Home Value Index across Finland ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Finland, MN a buyer's or seller's market?

Finland, MN leans toward a buyer's market.

Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 87 days on market and 23% of listings with a price cut in the typical Finland ZIP code, and 4 new listings against 15 active listings across Finland, as of September 2026 (Realtor.com).

The outlook

Finland housing market forecast 2027

+3.1%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 1 Finland ZIP code, points to typical home values rising 3.1% by September 2027.

Over the 12 months through September 2026, typical home values in Finland rose 4.4%, per the Zillow Home Value Index.

Will home prices drop in Finland?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Finland shows typical home values rising 3.1% by September 2027, after a 4.4% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 1 Finland ZIP code has both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Finland?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

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Common questions

Questions about Finland, MN home prices.

What is a typical home value in Finland, MN?

A typical home in Finland, MN is valued at $236,097 as of September 2026, representing a 4.4% increase over the past year.

How many homes are currently for sale in Finland, MN?

There are 15 homes for sale in Finland, MN as of September 2026, with 4 new listings added recently.

How long do homes stay on the market in Finland, MN?

Homes in Finland, MN spend a median of 87 days on the market, and about 22.5% of listings have experienced a price cut.

Are home prices going up or down in Finland, MN?

Typical home values in Finland, MN are up 4.4% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Finland, MN a buyer's or seller's market?

Finland, MN leans toward a buyer's market. Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 87 days on market and 23% of listings with a price cut in the typical Finland ZIP code, and 4 new listings against 15 active listings across Finland, as of September 2026 (Realtor.com).

Nearby markets

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