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Market Intelligence · NY / Montgomery County

Amsterdam, NY home prices and housing market

1 ZIP market liveData updated September 2026Typical value$246K1-yr changeUp4.2%

The typical home value in Amsterdam, NY is $246K as of September 2026, up 4.2% from a year ago, based on the Zillow Home Value Index. In the typical Amsterdam ZIP code, the median list price is $267K and homes spend a median of 42 days on market as of September 2026 (Realtor.com).

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The coverage

Amsterdam, by the numbers.

Typical home valueZillow ZHVI, September 2026
$246K
1-yr changeMedian across Amsterdam ZIPs
+4.2%
ZIP markets live
1
County
Montgomery County

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12-month value trend

+4.2% over 12 months

Typical home value in Amsterdam over the last 12 months: $236K in Sep 2025 to $246K in Sep 2026 (+4.2%).

Sep 2025$236K

Sep 2026$246K

Median Zillow home value index across Amsterdam's ZIP codes.

Context

Amsterdam's housing market showed modest growth over the past year, with the typical home value reaching $246,123, up 4.2% as of September 2026. There are 60 homes currently for sale in the city, with 24 new listings added recently. The median list price stands at $266,975, and homes are taking 42 days to sell on average. A notable 13.0% of listings have seen a price cut, suggesting some sellers are adjusting expectations. If you're considering selling, the steady but gradual appreciation and moderate inventory suggest a balanced market where pricing realistically matters.

The numbers

What is the housing market like in Amsterdam, NY?

Typical home value

$246K

Up4.2%YoY

Median list price

$267K

Days on market

42

Homes for sale

60

Price cuts

13.0%

New listings

24

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Amsterdam's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Amsterdam, NY home prices over time

Typical home values in Amsterdam, NY are up 4.2% over the past year, from $236K in September 2025 to $246K in September 2026.

Typical home value in Amsterdam, NY, September of each year
MonthTypical value1-yr change
September 2026$246,123+4.2%
September 2025$236,179No prior year

Typical value is the median Zillow Home Value Index across Amsterdam ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Amsterdam, NY a buyer's or seller's market?

Amsterdam, NY leans toward a seller's market.

Relatively few listings have cut their asking price, which usually gives sellers the stronger position.

Based on a median of 42 days on market and 13% of listings with a price cut in the typical Amsterdam ZIP code, and 24 new listings against 60 active listings across Amsterdam, as of September 2026 (Realtor.com).

The outlook

Amsterdam housing market forecast 2027

+3.3%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 1 Amsterdam ZIP code, points to typical home values rising 3.3% by September 2027.

Over the 12 months through September 2026, typical home values in Amsterdam rose 4.2%, per the Zillow Home Value Index.

Will home prices drop in Amsterdam?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Amsterdam shows typical home values rising 3.3% by September 2027, after a 4.2% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 1 Amsterdam ZIP code has both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Amsterdam?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

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Common questions

Questions about Amsterdam, NY home prices.

What is the typical home value in Amsterdam?

The typical home value in Amsterdam is $246,123 as of September 2026, up 4.2% over the past year.

How long do homes take to sell in Amsterdam?

Homes in Amsterdam take a median of 42 days on the market as of September 2026.

How many homes are for sale in Amsterdam right now?

There are 60 homes for sale in Amsterdam as of September 2026, with 24 new listings added recently.

Are home prices going up or down in Amsterdam, NY?

Typical home values in Amsterdam, NY are up 4.2% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Amsterdam, NY a buyer's or seller's market?

Amsterdam, NY leans toward a seller's market. Relatively few listings have cut their asking price, which usually gives sellers the stronger position. Based on a median of 42 days on market and 13% of listings with a price cut in the typical Amsterdam ZIP code, and 24 new listings against 60 active listings across Amsterdam, as of September 2026 (Realtor.com).

Nearby markets

More New York housing markets.

The market is moving

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