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Market Intelligence · CA / Merced County

Merced, CA home prices and housing market

3 ZIP markets liveData updated September 2026Typical value$401K1-yr changeDown0.8%

The typical home value in Merced, CA is $401K as of September 2026, down 0.8% from a year ago, based on the Zillow Home Value Index. In the typical Merced ZIP code, the median list price is $416K and homes spend a median of 54 days on market as of September 2026 (Realtor.com).

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The coverage

Merced, by the numbers.

Typical home valueZillow ZHVI, September 2026
$401K
1-yr changeMedian across Merced ZIPs
-0.8%
ZIP markets live5 tracked in Merced
3
County
Merced County

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12-month value trend

-0.8% over 12 months

Typical home value in Merced over the last 12 months: $404K in Sep 2025 to $401K in Sep 2026 (-0.8%).

Sep 2025$404K

Sep 2026$401K

Median Zillow home value index across Merced's ZIP codes.

Context

Merced's housing market shows modest cooling as of September 2026. The typical home value sits at $400,514, down 0.8% over the past year. There are 234 homes for sale with a median list price of $416,250. Homes are staying on the market for a median of 54 days, and 18.8% of listings have seen a price cut. The arrival of 72 new listings suggests ongoing supply. If you're considering selling, the market is neither particularly strong nor deeply weak, making this a good time to get a realistic assessment of what your home will actually fetch.

The numbers

What is the housing market like in Merced, CA?

Typical home value

$401K

Down0.8%YoY

Median list price

$416K

Days on market

54

Homes for sale

234

Price cuts

18.8%

New listings

72

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Merced's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Merced, CA home prices over time

Typical home values in Merced, CA are down 0.8% over the past year, from $404K in September 2025 to $401K in September 2026.

Typical home value in Merced, CA, September of each year
MonthTypical value1-yr change
September 2026$400,514-0.8%
September 2025$403,831No prior year

Typical value is the median Zillow Home Value Index across Merced ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Merced, CA a buyer's or seller's market?

Merced, CA leans toward a buyer's market.

Homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 54 days on market and 19% of listings with a price cut in the typical Merced ZIP code, and 72 new listings against 234 active listings across Merced, as of September 2026 (Realtor.com).

The outlook

Merced housing market forecast 2027

-0.1%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 3 Merced ZIP codes, points to typical home values holding roughly flat by September 2027 (down 0.1%).

Over the 12 months through September 2026, typical home values in Merced fell 0.8%, per the Zillow Home Value Index.

Will home prices drop in Merced?

Not by much, on the forecasts: a weighted average of Zillow's ZIP forecasts for Merced shows typical home values holding roughly flat by September 2027 (down 0.1%), after a 0.8% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 3 Merced ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Merced?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 5 Merced ZIP codes in total; the remaining 2 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Merced, CA home prices.

What is the typical home value in Merced?

As of September 2026, the typical home value in Merced is $400,514, which has declined 0.8% over the past year.

How long do homes typically stay on the market in Merced?

The median days on market in Merced is 54 days as of September 2026.

What share of Merced listings have had a price cut?

As of September 2026, 18.8% of listings in Merced have received a price cut.

Are home prices going up or down in Merced, CA?

Typical home values in Merced, CA are down 0.8% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Merced, CA a buyer's or seller's market?

Merced, CA leans toward a buyer's market. Homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 54 days on market and 19% of listings with a price cut in the typical Merced ZIP code, and 72 new listings against 234 active listings across Merced, as of September 2026 (Realtor.com).

Nearby markets

More California housing markets.

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