Home ValuePros

Market Intelligence · CA / Merced

Merced, CA 95340 Housing Market

The typical home value in Merced's 95340 ZIP code is $406,091, down 1.2% over the past year. The median list price sits at $449,000, with homes spending a median of 60 days on the market.

Updated August 2026Median value$406K

The median home value in Merced, CA 95340 is $406K as of August 2026, down 1.2% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 95340 range

$374K to $439K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.2% over 12 months

Typical home value in 95340 over the last 12 months: $411K in Jul 2025 to $406K in Jul 2026 (-1.2%).

Jul 2025$411K

Jul 2026$406K

The numbers

What is the 95340 housing market like?

Typical home value

$406K

Down1.2%YoY

Median list price

$449K

Down1.3%MoM

Days on market

60

Up11.1%MoM

Homes for sale

83

Down5.7%MoM

Price cuts

20.6%

Up20.6%MoM

New listings

28

Down12.5%MoM

Sources · Zillow ZHVI (July 2026) / Realtor.com (August 2026) / FRED (August 2026)

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The comparison

How do 95340 home prices compare?

  • 95340$406,091
  • Merced$406,091
  • California$702,086
  • United States$289,821

Median Zillow home value (ZHVI), as of July 2026. Comparison levels are medians across every ZIP code with Zillow data (Merced: 3 ZIPs; California: 1,543 ZIPs; United States: 26,266 ZIPs).

Context

There are currently 83 homes for sale in this ZIP code, with 28 new listings as of the latest data. About 20.6% of listings have seen a price cut, a sign that sellers are adjusting expectations in a market where values have declined. The 60-day median time on market suggests properties are not moving quickly. For sellers, this is a buyer-favorable environment where pricing aggressively and preparing a well-maintained home matters more than hoping for rapid appreciation.

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