Market Intelligence · CA / Oceanside

Oceanside, CA 92054 Housing Market

In Oceanside's 92054, the typical home value is $1,117,128 as of September 2026, up 2.0% over the past year. The median list price is $1,195,000, and homes spend a median of 48 days on the market.

Updated September 2026Median value$1117K

The median home value in Oceanside, CA 92054 is $1.12M as of September 2026, up 2.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 92054 range

$1.03M to $1.21M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.0% over 12 months

Sep 2025$1.09M

Low $1.09MHigh $1.12M

Sep 2026$1.12M

The numbers

What is the 92054 housing market like?

As of September 2026

Typical home value

$1.12M

2.0%YoY

Median list price

$1.2M

1.6%MoM

Days on market

7.7%MoM

Homes for sale

5.1%MoM

Price cuts

18.8%

191.0%MoM

New listings

12.5%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

92054 housing market forecast 2027

+0.6%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 92054 to rise 0.6% by September 2027.

Over the 12 months through September 2026, typical home values in 92054 rose 2.0%, per the Zillow Home Value Index.

Will home prices drop in 92054?

Zillow's forecast does not call for a drop: it expects typical home values in 92054 to rise 0.6% by September 2027, after a 2.0% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 92054 home prices compare?

92054$1,117,128
Oceanside$832,490
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Oceanside: 4 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

Inventory is limited but not frozen: 83 homes are for sale and 36 new listings came on in September 2026. Buyers have some room to look, since the median days on market is 48, while the median list price sits at $1,195,000. Price reductions are real but not widespread, with 18.8% of listings cut. Values are still rising, up 2.0% over the past year to a typical $1,117,128. A seller should price carefully from the start.

Monthly payment

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Home price

Down payment20% · $223,426

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Rate (%)

Common questions

What people ask us.

How much is a home in 92054 worth?

The typical home value is $1,117,128 as of September 2026, up 2.0% over the past year.

How fast are homes selling in 92054?

The median days on market is 48 as of September 2026, with 83 homes for sale.

Are sellers cutting prices in 92054?

About 18.8% of listings had a price cut in September 2026.

Discover

Nearby ZIP markets.

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