Market Intelligence · CA / San Diego

San Diego, CA 92109 Housing Market

The typical home value in San Diego, CA 92109 is $1,480,758, up 2.2% over the past year as of September 2026. The median list price stands at $1,695,750, and homes are spending a median of 42 days on market.

Updated September 2026Median value$1481K

The median home value in San Diego, CA 92109 is $1.48M as of September 2026, up 2.2% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 92109 range

$1.36M to $1.6M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.2% over 12 months

Sep 2025$1.45M

Low $1.45MHigh $1.48M

Sep 2026$1.48M

The numbers

What is the 92109 housing market like?

As of September 2026

Typical home value

$1.48M

2.2%YoY

Median list price

$1.7M

0.0%MoM

Days on market

6.7%MoM

Homes for sale

101

5.6%MoM

Price cuts

12.8%

17.0%MoM

New listings

10.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

92109 housing market forecast 2027

+0.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 92109 to stay roughly flat by September 2027 (up 0.3%).

Over the 12 months through September 2026, typical home values in 92109 rose 2.2%, per the Zillow Home Value Index.

Will home prices drop in 92109?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 92109 to stay roughly flat by September 2027 (up 0.3%), after a 2.2% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 92109 home prices compare?

92109$1,480,758
San Diego$982,378
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (San Diego: 30 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there were 101 homes for sale in 92109, with 44 new listings hitting the market. The median list price of $1,695,750 sits above the typical home value of $1,480,758, which rose 2.2% over the past year. Homes are moving at a moderate pace, with a median of 42 days on market. Just 12.8% of listings carried a price cut. Sellers here are still finding buyers without heavy discounting, but pricing close to what the data supports matters.

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Common questions

What people ask us.

How much is a home in 92109 worth?

The typical home value in San Diego, CA 92109 is $1,480,758 as of September 2026, up 2.2% over the past year.

How long does it take to sell a home in 92109?

Homes in 92109 spent a median of 42 days on market as of September 2026. There were 101 homes for sale, with 44 new listings added.

Are sellers in 92109 cutting prices?

As of September 2026, 12.8% of listings in 92109 had a price cut. The median list price was $1,695,750.

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Nearby ZIP markets.

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