Market Intelligence · CA / San Diego

San Diego, CA 92120 Housing Market

The typical home in San Diego's 92120 ZIP code is worth $1,021,265, up 1.6% over the past year as of September 2026. The median list price sits at $1,031,000, and homes spend a median of 38 days on market.

Updated September 2026Median value$1021K

The median home value in San Diego, CA 92120 is $1.02M as of September 2026, up 1.6% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 92120 range

$940K to $1.1M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+1.6% over 12 months

Sep 2025$1.01M

Low $1.01MHigh $1.02M

Sep 2026$1.02M

The numbers

What is the 92120 housing market like?

As of September 2026

Typical home value

$1.02M

1.6%YoY

Median list price

$1.03M

6.4%MoM

Days on market

46.2%MoM

Homes for sale

19.4%MoM

Price cuts

29.3%

19.2%MoM

New listings

35.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

92120 housing market forecast 2027

+0.5%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 92120 to rise 0.5% by September 2027.

Over the 12 months through September 2026, typical home values in 92120 rose 1.6%, per the Zillow Home Value Index.

Will home prices drop in 92120?

Zillow's forecast does not call for a drop: it expects typical home values in 92120 to rise 0.5% by September 2027, after a 1.6% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 92120 home prices compare?

92120$1,021,265
San Diego$982,378
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (San Diego: 30 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 74 homes for sale in 92120, with 26 new listings hitting the market. The median list price is $1,031,000, and homes sell at a moderate pace with a median of 38 days on market. Nearly a third of listings, 29.3%, have taken a price cut. Meanwhile, the typical home value of $1,021,265 is up 1.6% over the past year, a modest gain. For a seller, the market is stable but buyers are negotiating, so pricing right from the start matters more than testing high.

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Down payment20% · $204,253

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Common questions

What people ask us.

How much is a home in 92120 worth?

The typical home value in 92120 is $1,021,265 as of September 2026, up 1.6% over the past year. The median list price is $1,031,000.

How long does it take to sell a home in 92120?

Homes in 92120 spend a median of 38 days on market as of September 2026.

Is the 92120 market competitive for sellers?

There are 74 homes for sale with 26 new listings as of September 2026. With 29.3% of listings seeing a price cut, buyers have some room to negotiate.

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Nearby ZIP markets.

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