Market Intelligence · CA / San Francisco

San Francisco, CA 94109 Housing Market

The typical home value in San Francisco, CA 94109 is $1,072,448, up 12.3% over the past year as of September 2026. The median list price is $1,065,000, and homes spend a median of 58 days on market.

Updated September 2026Median value$1072K

The median home value in San Francisco, CA 94109 is $1.07M as of September 2026, up 12.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 94109 range

$987K to $1.16M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+12.3% over 12 months

Typical home value in 94109 over the last 12 months: $955K in Sep 2025 to $1.07M in Sep 2026 (+12.3%).

Sep 2025$955K

Sep 2026$1.07M

The numbers

What is the 94109 housing market like?

Typical home value

$1.07M

Up12.3%YoY

Median list price

$1.06M

Up18.5%MoM

Days on market

58

Down4.9%MoM

Homes for sale

69

Up16.9%MoM

Price cuts

6.7%

Up3.4%MoM

New listings

52

Up116.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

94109 housing market forecast 2027

+2.2%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 94109 to rise 2.2% by September 2027.

Over the 12 months through September 2026, typical home values in 94109 rose 12.3%, per the Zillow Home Value Index.

Will home prices drop in 94109?

Zillow's forecast does not call for a drop: it expects typical home values in 94109 to rise 2.2% by September 2027, after a 12.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 94109 home prices compare?

  • 94109$1,072,448
  • San Francisco$1,406,332
  • California$692,765
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (San Francisco: 26 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, San Francisco, CA 94109 had 69 homes for sale and 52 new listings. The median list price was $1,065,000, close to the typical home value of $1,072,448, which was up 12.3% over the past year. Homes moved at a median of 58 days on market, and 6.7% of listings had a price cut. The figures point to values rising while most sellers are holding their asking prices. For a seller, the data supports pricing realistically and letting the market come to you.

Monthly payment

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20% · $214,490

Common questions

What people ask us.

How much is a home in 94109 worth?

The typical home value in 94109 is $1,072,448 as of September 2026, up 12.3% over the past year.

How long do homes take to sell in 94109?

Homes in 94109 spend a median of 58 days on market as of September 2026.

How many homes are for sale in 94109?

There were 69 homes for sale in 94109 as of September 2026, with 52 new listings.

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