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Market Intelligence · CA / San Jose

San Jose, CA 95131 Housing Market

The typical home value in San Jose, CA 95131 is $1,283,174, down 2.5% over the past year as of September 2026. The median list price sits at $1,096,000, and homes are moving in a median of 29 days on market.

Updated September 2026Median value$1283K

The median home value in San Jose, CA 95131 is $1.28M as of September 2026, down 2.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95131 range

$1.18M to $1.39M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.5% over 12 months

Typical home value in 95131 over the last 12 months: $1.32M in Sep 2025 to $1.28M in Sep 2026 (-2.5%).

Sep 2025$1.32M

Sep 2026$1.28M

The numbers

What is the 95131 housing market like?

Typical home value

$1.28M

Down2.5%YoY

Median list price

$1.1M

Down8.2%MoM

Days on market

29

Down9.4%MoM

Homes for sale

29

Up11.5%MoM

Price cuts

16.1%

Up93.6%MoM

New listings

22

Up83.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95131 housing market forecast 2027

+1.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95131 to rise 1.3% by September 2027.

Over the 12 months through September 2026, typical home values in 95131 fell 2.5%, per the Zillow Home Value Index.

Will home prices drop in 95131?

Zillow's forecast does not call for a drop: it expects typical home values in 95131 to rise 1.3% by September 2027, after a 2.5% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95131 home prices compare?

  • 95131$1,283,174
  • San Jose$1,300,963
  • California$692,765
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (San Jose: 28 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

San Jose, CA 95131 had 29 homes for sale as of September 2026, with 22 new listings coming on the market that month. The median list price was $1,096,000, and homes spent a median of 29 days on market, which points to steady buyer activity. Typical home values stand at $1,283,174, though that figure is down 2.5% over the past year. About 16.1% of listings have taken a price cut. For a seller, the market still moves at a reasonable pace, but pricing realistically from the start matters more than it did a year ago.

Monthly payment

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20% · $256,635

Common questions

What people ask us.

How much is a home in 95131 worth?

The typical home value in 95131 is $1,283,174 as of September 2026, down 2.5% over the past year. The median list price is $1,096,000.

How fast are homes selling in 95131?

Homes in 95131 spent a median of 29 days on market as of September 2026.

Are sellers cutting prices in 95131?

Yes, 16.1% of listings had a price cut as of September 2026, with 29 homes for sale and 22 new listings that month.

Discover

Nearby ZIP markets.

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