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Market Intelligence · CA / San Jose

San Jose, CA 95138 Housing Market

Typical home value in 95138 stands at $1,729,667, up 0.5% over the past year. The median list price is $1,854,500, and homes spend a median of 30 days on market as of September 2026.

Updated September 2026Median value$1730K

The median home value in San Jose, CA 95138 is $1.73M as of September 2026, up 0.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95138 range

$1.59M to $1.87M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.5% over 12 months

Typical home value in 95138 over the last 12 months: $1.72M in Sep 2025 to $1.73M in Sep 2026 (+0.5%).

Sep 2025$1.72M

Sep 2026$1.73M

The numbers

What is the 95138 housing market like?

Typical home value

$1.73M

Up0.5%YoY

Median list price

$1.85M

Up9.9%MoM

Days on market

30

Down11.8%MoM

Homes for sale

20

Up5.3%MoM

Price cuts

11.3%

Down14.9%MoM

New listings

14

Down12.5%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95138 housing market forecast 2027

+1.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95138 to rise 1.1% by September 2027.

Over the 12 months through September 2026, typical home values in 95138 rose 0.5%, per the Zillow Home Value Index.

Will home prices drop in 95138?

Zillow's forecast does not call for a drop: it expects typical home values in 95138 to rise 1.1% by September 2027, after a 0.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95138 home prices compare?

  • 95138$1,729,667
  • San Jose$1,300,963
  • California$692,765
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (San Jose: 28 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

San Jose's 95138 ZIP shows modest inventory with 20 homes for sale and 14 new listings in September 2026. The median list price of $1,854,500 sits above the typical home value of $1,729,667, reflecting asking premiums on the current stock. At 30 median days on market, properties are moving at a steady pace. An 11.3% share of listings carrying a price cut suggests some sellers are adjusting to market reality. For homeowners weighing a sale, the thin inventory and measured appreciation indicate a buyer's market that rewards pricing strategy.

Monthly payment

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20% · $345,933

Common questions

What people ask us.

What is the typical home value in 95138?

The typical home value in 95138 is $1,729,667 as of September 2026, up 0.5% over the past year.

How many homes are currently for sale in 95138?

There are 20 homes for sale in 95138 as of September 2026, with 14 new listings added that month.

How long do homes stay on the market in 95138?

The median days on market in 95138 is 30 as of September 2026.

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