Market Intelligence · CA / Santa Rosa

Santa Rosa, CA 95401 Housing Market

As of September 2026, the typical home value in Santa Rosa, CA 95401 is $644,900, up 0.4% over the past year. The median list price is $674,750, and homes have a median of 35 days on market.

Updated September 2026Median value$645K

The median home value in Santa Rosa, CA 95401 is $645K as of September 2026, up 0.4% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95401 range

$593K to $696K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.4% over 12 months

Sep 2025$642K

Low $639KHigh $645K

Sep 2026$645K

The numbers

What is the 95401 housing market like?

As of September 2026

Typical home value

$645K

0.4%YoY

Median list price

$675K

3.5%MoM

Days on market

16.7%MoM

Homes for sale

35.3%MoM

Price cuts

17.6%

41.2%MoM

New listings

90.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95401 housing market forecast 2027

-0.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95401 to stay roughly flat by September 2027 (down 0.1%).

Over the 12 months through September 2026, typical home values in 95401 rose 0.4%, per the Zillow Home Value Index.

Will home prices drop in 95401?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 95401 to stay roughly flat by September 2027 (down 0.1%), after a 0.4% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95401 home prices compare?

95401$644,900
Santa Rosa$723,707
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Santa Rosa: 6 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

Inventory is limited but not frozen, with 46 homes for sale and 38 new listings as of September 2026. Buyers are seeing some movement: the median days on market is 35, and 17.6% of listings had a price cut. Pricing is close between asking and value, with a median list price of $674,750 against a typical home value of $644,900. The value trend is nearly flat, up 0.4% over the past year. For a seller, the message is to price carefully and expect negotiation rather than a quick premium.

Monthly payment

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Home price

Down payment20% · $128,980

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Common questions

What people ask us.

How much is a home in 95401 worth?

As of September 2026, the typical home value is $644,900, up 0.4% over the past year.

How fast are homes selling in 95401?

As of September 2026, the median days on market is 35.

Are sellers cutting prices in 95401?

As of September 2026, 17.6% of listings had a price cut.

Discover

Nearby ZIP markets.

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