Market Intelligence · FL / Ocala

Ocala, FL 34481 Housing Market

Typical home values in 34481 have declined 2.8% over the past year, settling at $276,369. The median list price sits at $321,306, with homes spending a median of 78 days on market.

Updated September 2026Median value$276K

The median home value in Ocala, FL 34481 is $276K as of September 2026, down 2.8% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 34481 range

$254K to $298K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.8% over 12 months

Sep 2025$284K

Low $276KHigh $284K

Sep 2026$276K

The numbers

What is the 34481 housing market like?

As of September 2026

Typical home value

$276K

2.8%YoY

Median list price

$321K

1.4%MoM

Days on market

6.0%MoM

Homes for sale

497

0.8%MoM

Price cuts

20.3%

5.7%MoM

New listings

160

48.1%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

34481 housing market forecast 2027

-1.9%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 34481 to fall 1.9% by September 2027.

Over the 12 months through September 2026, typical home values in 34481 fell 2.8%, per the Zillow Home Value Index.

Will home prices drop in 34481?

Zillow's forecast says they may: it expects typical home values in 34481 to fall 1.9% by September 2027, after a 2.8% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 34481 home prices compare?

34481$276,369
Ocala$276,369
Florida$344,436
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Ocala: 11 ZIPs; Florida: 923 ZIPs; United States: 26,262 ZIPs).

Context

The Ocala market shows mixed signals. There are 497 homes for sale and 160 new listings entered the market recently, indicating steady inventory flow. However, the median days on market of 78 suggests homes are taking longer to find buyers. The fact that 20.3% of listings have received price cuts points to seller adjustment in a slower market. For homeowners considering a sale, patience and realistic pricing will be more important than speed.

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Down payment20% · $55,274

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Common questions

What people ask us.

What is the typical home value in 34481?

The typical home value in 34481 is $276,369, down 2.8% over the past year.

How many homes are currently for sale in 34481?

As of September 2026, there are 497 homes for sale in the area.

How long do homes typically stay on the market here?

The median days on market is 78, indicating a moderately paced sales cycle.

Discover

Nearby ZIP markets.

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