Market Intelligence · FL / Panama City Beach

Panama City Beach, FL 32413 Housing Market

The typical home value in Panama City Beach, FL 32413 is $470,333, down 0.6% over the past year as of September 2026. Sellers listed at a median of $516,871, and homes spent a median of 113 days on the market.

Updated September 2026Median value$470K

The median home value in Panama City Beach, FL 32413 is $470K as of September 2026, down 0.6% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Licensed pros in 32413.

Kinsey Haddock

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Kinsey Haddock

Lic #BK3253849 FL

Whether you're interested in buying or selling a home, there is no bigger decision than choosing the right person who will represent you during the transaction. A qualified, competent agent makes all the difference by helping you navigate the many decisions that arise when buying or selling a home. You need someone who has the experience, expertise and drive to help you find the right fit for you. Kinsey Haddock is here for you! We're dedicated to delivering outstanding service, and results.

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Typical 32413 range

$433K to $508K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.6% over 12 months

Typical home value in 32413 over the last 12 months: $473K in Sep 2025 to $470K in Sep 2026 (-0.6%).

Sep 2025$473K

Sep 2026$470K

The numbers

What is the 32413 housing market like?

Typical home value

$470K

Down0.6%YoY

Median list price

$517K

Down1.5%MoM

Days on market

113

Up6.6%MoM

Homes for sale

698

Down2.6%MoM

Price cuts

20.8%

Down11.3%MoM

New listings

124

Down3.1%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

32413 housing market forecast 2027

0.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 32413 to stay roughly flat by September 2027 (no change).

Over the 12 months through September 2026, typical home values in 32413 fell 0.6%, per the Zillow Home Value Index.

Will home prices drop in 32413?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 32413 to stay roughly flat by September 2027 (no change), after a 0.6% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 32413 home prices compare?

  • 32413$470,333
  • Panama City Beach$431,726
  • Florida$344,436
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Panama City Beach: 2 ZIPs; Florida: 923 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there were 698 homes for sale in Panama City Beach, FL 32413, with 124 new listings coming on that month. The median list price stood at $516,871, well above the typical home value of $470,333, and listings took a median of 113 days to move. Price cuts appeared on 20.8% of listings, which suggests a meaningful share of sellers started high and adjusted. For a seller here, pricing close to what the local data supports is more likely to shorten the wait than testing the top of the range.

Monthly payment

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20% · $94,067

Common questions

What people ask us.

How much is a home in 32413 worth?

The typical home value in 32413 is $470,333 as of September 2026, down 0.6% over the past year.

How long does it take to sell a home in 32413?

Homes in 32413 spent a median of 113 days on the market as of September 2026.

How competitive is the market in 32413?

There were 698 homes for sale as of September 2026, and 20.8% of listings carried a price cut, so buyers had room to negotiate.

Discover

Nearby ZIP markets.

Keep reading

Guides for sellers.