Are homes in 32413 selling fast?

Not especially. The median days on market is 106.

Are sellers in 32413 cutting prices?

Yes, 23.4% of listings have a price cut, and there are 717 homes for sale.

Market Intelligence · FL / Panama City Beach

Panama City Beach, FL 32413 Housing Market

In Panama City Beach 32413, the typical home value is $470,917, down 1.8% over the past year. The median list price is $525,000, and homes have a median of 106 days on market. That points to a cooler, price-sensitive market for sellers.

Updated August 2026Median value$469K

The median home value in Panama City Beach, FL 32413 is $469K as of August 2026, down 1.1% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 32413 range

$431K to $506K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.1% over 12 months

Aug 2025$474K

Low $468KHigh $474K

Aug 2026$469K

The numbers

What is the 32413 housing market like?

As of August 2026

Typical home value

$469K

1.1%YoY

Median list price

$525K

0.0%MoM

Days on market

106

9.3%MoM

Homes for sale

717

2.6%MoM

Price cuts

23.4%

30.9%MoM

New listings

128

12.3%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 32413 home prices compare?

32413$468,884
Panama City Beach$432,124
Florida$345,153
United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Panama City Beach: 2 ZIPs; Florida: 923 ZIPs; United States: 26,265 ZIPs).

Context

Inventory is deep in Panama City Beach 32413, with 717 homes for sale and 128 new listings. The median list price is $525,000 while the typical home value is $470,917, down 1.8% over the past year. A median 106 days on market gives buyers time to compare, and 23.4% of listings have taken a price cut. The practical read is that buyers have room to negotiate. For a seller, realistic pricing matters more than testing the market.

Monthly payment

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Home price

Down payment20% · $93,777

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Human help

Licensed pros in 32413.

Primary seat

Kinsey Haddock

Lic #BK3253849 FL

Whether you're interested in buying or selling a home, there is no bigger decision than choosing the right person who will represent you during the transaction. A qualified, competent agent makes all the difference by helping you navigate the many decisions that arise when buying or selling a home. You need someone who has the experience, expertise and drive to help you find the right fit for you. Kinsey Haddock is here for you! We're dedicated to delivering outstanding service, and results.

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