Market Intelligence · FL / Port Charlotte

Port Charlotte, FL 33981 Housing Market

Port Charlotte homes are valued at $344,727, down 3.3% over the past year. The median list price sits at $489,750, with homes typically spending 101 days on the market as of September 2026.

Updated September 2026Median value$345K

The median home value in Port Charlotte, FL 33981 is $345K as of September 2026, down 3.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 33981 range

$317K to $372K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-3.3% over 12 months

Sep 2025$357K

Low $341KHigh $357K

Sep 2026$345K

The numbers

What is the 33981 housing market like?

As of September 2026

Typical home value

$345K

3.3%YoY

Median list price

$490K

0.1%MoM

Days on market

101

1.0%MoM

Homes for sale

352

0.3%MoM

Price cuts

19.7%

10.1%MoM

New listings

9.4%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

33981 housing market forecast 2027

-1.4%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 33981 to fall 1.4% by September 2027.

Over the 12 months through September 2026, typical home values in 33981 fell 3.3%, per the Zillow Home Value Index.

Will home prices drop in 33981?

Zillow's forecast says they may: it expects typical home values in 33981 to fall 1.4% by September 2027, after a 3.3% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 33981 home prices compare?

33981$344,727
Port Charlotte$301,052
Florida$344,436
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Port Charlotte: 5 ZIPs; Florida: 923 ZIPs; United States: 26,262 ZIPs).

Context

Port Charlotte's market shows steady inventory with 352 homes for sale and 58 new listings in September 2026. The median days on market of 101 suggests homes are taking time to sell. Meanwhile, nearly one in five listings, at 19.7%, have received price cuts. The year-over-year decline of 3.3% in typical home value reflects softening demand. Sellers should be realistic about pricing and condition, as patience and competitiveness matter more in this environment.

Monthly payment

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Home price

Down payment20% · $68,945

Term

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Common questions

What people ask us.

What is a typical home worth in Port Charlotte?

The typical home value in 33981 is $344,727, down 3.3% from the previous year.

How long do homes typically sit on the market?

Homes in Port Charlotte spend a median of 101 days on the market.

How many homes are currently listed?

As of September 2026, there are 352 homes for sale in the 33981 ZIP code.

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Nearby ZIP markets.

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