Market Intelligence · IL / Rockford

Rockford, IL 61109 Housing Market

The typical home value in Rockford, IL 61109 is $195,922, up 10.7% over the past year. Homes are listed at a median price of $239,925 and stay on the market for a median of 43 days.

Updated September 2026Median value$196K

The median home value in Rockford, IL 61109 is $196K as of September 2026, up 10.7% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 61109 range

$180K to $212K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+10.7% over 12 months

Sep 2025$177K

Low $177KHigh $196K

Sep 2026$196K

The numbers

What is the 61109 housing market like?

As of September 2026

Typical home value

$196K

10.7%YoY

Median list price

$240K

10.4%MoM

Days on market

10.3%MoM

Homes for sale

3.2%MoM

Price cuts

5.9%

41.1%MoM

New listings

20.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

61109 housing market forecast 2027

+4.8%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 61109 to rise 4.8% by September 2027.

Over the 12 months through September 2026, typical home values in 61109 rose 10.7%, per the Zillow Home Value Index.

Will home prices drop in 61109?

Zillow's forecast does not call for a drop: it expects typical home values in 61109 to rise 4.8% by September 2027, after a 10.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 61109 home prices compare?

61109$195,922
Rockford$172,540
Illinois$194,737
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Rockford: 8 ZIPs; Illinois: 1,084 ZIPs; United States: 26,262 ZIPs).

Context

In September 2026, there are 30 homes for sale in this ZIP, with 24 new listings entered recently. The median list price stands at $239,925, and homes typically spend 43 days on market before selling. Just 5.9% of listings have seen a price cut. Despite the appreciation over the past year, the combination of active inventory and moderate days on market suggests this is a balanced market where sellers should price carefully and be ready to compete.

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Down payment20% · $39,184

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Common questions

What people ask us.

What is the typical home value in 61109?

The typical home value is $195,922, having appreciated 10.7% over the past year.

How long do homes typically stay on the market here?

Homes in this ZIP spend a median of 43 days on market.

How many homes are currently for sale?

There are 30 homes for sale as of September 2026, with 24 new listings recently added.

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