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Market Intelligence · IN / Elkhart County

Elkhart, IN home prices and housing market

3 ZIP markets liveData updated September 2026Typical value$244K1-yr changeUp5.9%

The typical home value in Elkhart, IN is $244K as of September 2026, up 5.9% from a year ago, based on the Zillow Home Value Index. In the typical Elkhart ZIP code, the median list price is $305K and homes spend a median of 42 days on market as of September 2026 (Realtor.com).

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The coverage

Elkhart, by the numbers.

Typical home valueZillow ZHVI, September 2026
$244K
1-yr changeMedian across Elkhart ZIPs
+5.9%
ZIP markets live4 tracked in Elkhart
3
County
Elkhart County

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12-month value trend

+5.9% over 12 months

Typical home value in Elkhart over the last 12 months: $231K in Sep 2025 to $244K in Sep 2026 (+5.9%).

Sep 2025$231K

Sep 2026$244K

Median Zillow home value index across Elkhart's ZIP codes.

Context

The typical home value in Elkhart is $244,258, up 5.9% over the past year as of September 2026. The median list price sits higher at $304,725, which reflects what sellers are asking rather than what most homes are worth. There were 196 homes for sale in September 2026, with 110 new listings coming on the market that month. Homes are moving at a moderate pace, with a median of 42 days on market. Notably, 26.7% of listings have taken a price cut, a sign that some sellers are starting too high and adjusting. For a homeowner thinking about selling, values have risen and buyers are active, but pricing realistically from the start matters in this market.

The numbers

What is the housing market like in Elkhart, IN?

Typical home value

$244K

Up5.9%YoY

Median list price

$305K

Days on market

42

Homes for sale

196

Price cuts

26.7%

New listings

110

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Elkhart's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Elkhart, IN home prices over time

Typical home values in Elkhart, IN are up 5.9% over the past year, from $231K in September 2025 to $244K in September 2026.

Typical home value in Elkhart, IN, September of each year
MonthTypical value1-yr change
September 2026$244,258+5.9%
September 2025$230,663No prior year

Typical value is the median Zillow Home Value Index across Elkhart ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Elkhart, IN a buyer's or seller's market?

Elkhart, IN leans toward a buyer's market.

A large share of listings have cut their asking price, which gives buyers more room to negotiate.

Based on a median of 42 days on market and 27% of listings with a price cut in the typical Elkhart ZIP code, and 110 new listings against 196 active listings across Elkhart, as of September 2026 (Realtor.com).

The outlook

Elkhart housing market forecast 2027

+3.8%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 3 Elkhart ZIP codes, points to typical home values rising 3.8% by September 2027.

Over the 12 months through September 2026, typical home values in Elkhart rose 5.9%, per the Zillow Home Value Index.

Will home prices drop in Elkhart?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Elkhart shows typical home values rising 3.8% by September 2027, after a 5.9% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 3 Elkhart ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Elkhart?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 4 Elkhart ZIP codes in total; the remaining 1 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Elkhart, IN home prices.

How much is a home in Elkhart worth?

The typical home value in Elkhart is $244,258 as of September 2026, up 5.9% over the past year. That is a citywide figure, so an individual home may be worth more or less depending on its condition and location.

How fast are homes selling in Elkhart?

Homes in Elkhart spent a median of 42 days on market as of September 2026. About 26.7% of listings had a price cut, so homes priced well tend to move faster than those that need an adjustment.

How much competition is there among sellers in Elkhart?

There were 196 homes for sale in Elkhart as of September 2026, with 110 new listings added that month. The median list price was $304,725.

Are home prices going up or down in Elkhart, IN?

Typical home values in Elkhart, IN are up 5.9% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Elkhart, IN a buyer's or seller's market?

Elkhart, IN leans toward a buyer's market. A large share of listings have cut their asking price, which gives buyers more room to negotiate. Based on a median of 42 days on market and 27% of listings with a price cut in the typical Elkhart ZIP code, and 110 new listings against 196 active listings across Elkhart, as of September 2026 (Realtor.com).

How long do homes take to sell in Elkhart, IN?

In the typical Elkhart ZIP code, homes spend a median of 42 days on market as of September 2026, based on Realtor.com listing data. Pricing and condition decide how fast any one home sells, so treat the median as a benchmark rather than a promise.

Nearby markets

More Indiana housing markets.

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