Market Intelligence · IN / St. Joseph County

South Bend, IN home prices and housing market

10 ZIP markets liveData updated September 2026Typical value$180K1-yr change7.6%

The typical home value in South Bend, IN is $180K as of September 2026, up 7.6% from a year ago, based on the Zillow Home Value Index. In the typical South Bend ZIP code, the median list price is $219K and homes spend a median of 43 days on market as of September 2026 (Realtor.com).

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The coverage

South Bend, by the numbers.

Typical home valueZillow ZHVI, September 2026: $180K
1-yr changeMedian across South Bend ZIPs: +7.6%
ZIP markets live15 tracked in South Bend: 10
County: St. Joseph County

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12-month value trend

+7.6% over 12 months

Sep 2025$167K

Low $167KHigh $180K

Sep 2026$180K

Median Zillow home value index across South Bend's ZIP codes.

Context

South Bend's housing market is showing modest growth. The typical home value reached $179,938, up 7.6% over the past year as of September 2026. With 406 homes for sale and 218 new listings in the market, there is reasonable inventory available. The median list price stands at $219,313, and homes typically spend 43 days on the market before sale. However, 24.6% of listings have received price cuts, suggesting some sellers are adjusting expectations. If you're considering a sale, the data indicates a balanced market where timing and pricing strategy matter.

The numbers

What is the housing market like in South Bend, IN?

As of September 2026

Typical home value

$180K

7.6%YoY

Median list price

$219K

Days on market

Homes for sale

406

Price cuts

24.6%

New listings

218

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect South Bend's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

South Bend, IN home prices over time

Typical home values in South Bend, IN are up 7.6% over the past year, from $167K in September 2025 to $180K in September 2026.

Typical home value in South Bend, IN, September of each year
Month	Typical value	1-yr change
September 2026	$179,938	+7.6%
September 2025	$167,271	No prior year

Typical value is the median Zillow Home Value Index across South Bend ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is South Bend, IN a buyer's or seller's market?

South Bend, IN leans toward a buyer's market.

A large share of listings have cut their asking price, which gives buyers more room to negotiate.

Based on a median of 43 days on market and 25% of listings with a price cut in the typical South Bend ZIP code, and 218 new listings against 406 active listings across South Bend, as of September 2026 (Realtor.com).

The outlook

South Bend housing market forecast 2027

+3.5%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 10 South Bend ZIP codes, points to typical home values rising 3.5% by September 2027.

Over the 12 months through September 2026, typical home values in South Bend rose 7.6%, per the Zillow Home Value Index.

Will home prices drop in South Bend?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for South Bend shows typical home values rising 3.5% by September 2027, after a 7.6% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 10 South Bend ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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The markets

Which South Bend ZIP codes have the highest home values?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 15 South Bend ZIP codes in total; the remaining 5 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about South Bend, IN home prices.

What's the typical home value in South Bend?

The typical home value in South Bend is $179,938, representing a 7.6% increase over the past year as of September 2026.

How long do homes take to sell in South Bend?

The median time a home spends on the market in South Bend is 43 days as of September 2026.

Is South Bend a buyer's or seller's market?

With 24.6% of listings receiving price cuts and 406 homes available for sale as of September 2026, the market favors buyers to some degree, though consistent new inventory at 218 listings keeps supply steady.

Are home prices going up or down in South Bend, IN?

Typical home values in South Bend, IN are up 7.6% over the past year, based on the Zillow Home Value Index as of September 2026.

Nearby markets

More Indiana housing markets.

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