Market Intelligence · IN / South Bend

South Bend, IN 46635 Housing Market

Typical homes in South Bend 46635 are worth $266,949, up 7.5% over the past year. The median list price stands at $319,000, with homes taking a median 47 days to sell as of September 2026.

Updated September 2026Median value$267K

The median home value in South Bend, IN 46635 is $267K as of September 2026, up 7.5% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 46635 range

$246K to $288K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+7.5% over 12 months

Sep 2025$248K

Low $248KHigh $267K

Sep 2026$267K

The numbers

What is the 46635 housing market like?

As of September 2026

Typical home value

$267K

7.5%YoY

Median list price

$319K

14.0%MoM

Days on market

51.6%MoM

Homes for sale

7.1%MoM

Price cuts

24.9%

6.0%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

46635 housing market forecast 2027

+3.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 46635 to rise 3.3% by September 2027.

Over the 12 months through September 2026, typical home values in 46635 rose 7.5%, per the Zillow Home Value Index.

Will home prices drop in 46635?

Zillow's forecast does not call for a drop: it expects typical home values in 46635 to rise 3.3% by September 2027, after a 7.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 46635 home prices compare?

46635$266,949
South Bend$179,938
Indiana$233,780
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (South Bend: 10 ZIPs; Indiana: 697 ZIPs; United States: 26,262 ZIPs).

Context

There are 13 homes for sale in the ZIP, with 8 new listings added recently. The median days on market of 47 suggests steady activity, though not a heated pace. Nearly a quarter of listings, 24.9%, have seen price reductions, which can indicate seller adjustment to current demand. The gap between median list price and typical home value suggests many properties are priced above market fundamentals. If you're weighing a sale, the modest appreciation trend and price-cut frequency signal a market where pricing discipline matters.

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Down payment20% · $53,390

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Common questions

What people ask us.

What is the typical home value in 46635?

Typical home value in South Bend 46635 is $266,949, up 7.5% over the past year as of September 2026.

How long do homes typically stay on the market here?

The median days on market is 47 as of September 2026.

What share of homes have reduced their asking price?

As of September 2026, 24.9% of listings in 46635 have had a price cut.

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