Market Intelligence · KY
Kentucky home prices and housing market.
Real market data across 11 cities and 60 ZIP markets in KY. The typical home is worth about $168K.
Updated September 2026Typical value$168K
The typical home value in Kentucky is $168K as of September 2026, down 5.1% from a year ago, based on the Zillow Home Value Index. In the typical Kentucky ZIP code, the median list price is $265K and homes spend a median of 63 days on market as of September 2026 (Realtor.com).
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Prices over time
Kentucky home prices over time
Typical home values in Kentucky are down 5.1% over the past year, from $177K in September 2025 to $168K in September 2026.
| Month | Typical value | 1-yr change |
|---|---|---|
| September 2026 | $168,346 | -5.1% |
| September 2025 | $177,380 | No prior year |
Typical value is the median Zillow Home Value Index across Kentucky ZIP codes, taken in September of each year so every row compares the same month.
Market balance
Is Kentucky a buyer's or seller's market?
Kentucky is roughly balanced between buyers and sellers.
The signals are mixed: relatively few listings have cut their asking price, but homes are taking longer to sell, so pricing and condition matter more than market direction.
Based on a median of 63 days on market and 12% of listings with a price cut in the typical Kentucky ZIP code, and 4,856 new listings against 13,796 active listings across Kentucky, as of September 2026 (Realtor.com).
The outlook
Kentucky housing market forecast 2027
+1.6%
Weighted average of Zillow's ZIP forecasts, 12 months to September 2027
A weighted average of Zillow's ZIP forecasts, across 343 Kentucky ZIP codes, points to typical home values rising 1.6% by September 2027.
Over the 12 months through September 2026, typical home values in Kentucky fell 5.1%, per the Zillow Home Value Index.
Will home prices drop in Kentucky?
The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Kentucky shows typical home values rising 1.6% by September 2027, after a 5.1% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.
How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 343 Kentucky ZIP codes have both figures.
Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.
Market board
Which Kentucky markets have the highest home values?
As of September 2026
- 1Lexington, KY$356,800Up3.7%14 ZIP markets; open the Lexington, KY market page
- 2Bowling Green, KY$320,504Down0.3%3 ZIP markets; open the Bowling Green, KY market page
- 3Louisville, KY$252,363Up1.0%31 ZIP markets; open the Louisville, KY market page
- 4Newport, KY$245,078Up0.8%2 ZIP markets; open the Newport, KY market page
- 5Falmouth, KY$209,105Up2.7%1 ZIP market; open the Falmouth, KY market page
- 6Covington, KY$195,797Down0.5%3 ZIP markets; open the Covington, KY market page
- 7London, KY$191,791Down1.9%2 ZIP markets; open the London, KY market page
- 8Edmonton, KY$169,557Down1.7%1 ZIP market; open the Edmonton, KY market page
- 9Sweeden, KY$168,245Up0.6%1 ZIP market; open the Sweeden, KY market page
- 10Wellington, KY$126,435Down11.5%1 ZIP market; open the Wellington, KY market page
- 11Canada, KY$93,545Down9.6%1 ZIP market; open the Canada, KY market page
Typical value is the median Zillow home value (ZHVI) across each city's ZIP codes, as of September 2026. 1-yr change compares that median to the same ZIPs a year earlier. More KY markets publish as their data clears editorial QA.
Zillow ZHVI, September 2026
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Common questions
Questions about Kentucky home prices.
What is the typical home price in Kentucky?
The typical home price in Kentucky is about $168K as of September 2026, based on the Zillow Home Value Index (the median of the index across Kentucky ZIP codes). In the typical Kentucky ZIP code, the median list price is $265K as of September 2026 (Realtor.com), which reflects what sellers are asking rather than what homes sell for.
Are home prices going up or down in Kentucky?
Typical home values in Kentucky are down 5.1% over the past year, based on the Zillow Home Value Index as of September 2026.
Is Kentucky a buyer's or seller's market?
Kentucky is roughly balanced between buyers and sellers. The signals are mixed: relatively few listings have cut their asking price, but homes are taking longer to sell, so pricing and condition matter more than market direction. Based on a median of 63 days on market and 12% of listings with a price cut in the typical Kentucky ZIP code, and 4,856 new listings against 13,796 active listings across Kentucky, as of September 2026 (Realtor.com).
How long do homes take to sell in Kentucky?
In the typical Kentucky ZIP code, homes spend a median of 63 days on market as of September 2026, based on Realtor.com listing data. Pricing and condition decide how fast any one home sells, so treat the median as a benchmark rather than a promise.
The market is moving