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Market Intelligence · KY / Kenton County

Covington, KY home prices and housing market

3 ZIP markets liveData updated September 2026Typical value$196K1-yr changeDown0.5%

The typical home value in Covington, KY is $196K as of September 2026, down 0.5% from a year ago, based on the Zillow Home Value Index. In the typical Covington ZIP code, the median list price is $267K and homes spend a median of 40 days on market as of September 2026 (Realtor.com).

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The coverage

Covington, by the numbers.

Typical home valueZillow ZHVI, September 2026
$196K
1-yr changeMedian across Covington ZIPs
-0.5%
ZIP markets live4 tracked in Covington
3
County
Kenton County

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12-month value trend

-0.5% over 12 months

Typical home value in Covington over the last 12 months: $197K in Sep 2025 to $196K in Sep 2026 (-0.5%).

Sep 2025$197K

Sep 2026$196K

Median Zillow home value index across Covington's ZIP codes.

Context

The typical home in Covington is worth $195,797, down 0.5% over the past year as of September 2026. There were 125 homes for sale in September 2026, with 50 new listings hitting the market that month. The median list price stood at $267,400, and homes spent a median of 40 days on market. About 26.3% of listings had a price cut, which suggests some sellers are starting higher than buyers will pay. None of this points to a distressed market, but values are essentially flat and buyers have room to negotiate. For a homeowner weighing a sale, realistic pricing matters more than timing right now.

The numbers

What is the housing market like in Covington, KY?

Typical home value

$196K

Down0.5%YoY

Median list price

$267K

Days on market

40

Homes for sale

125

Price cuts

26.3%

New listings

50

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Covington's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Covington, KY home prices over time

Typical home values in Covington, KY are down 0.5% over the past year, from $197K in September 2025 to $196K in September 2026.

Typical home value in Covington, KY, September of each year
MonthTypical value1-yr change
September 2026$195,797-0.5%
September 2025$196,729No prior year

Typical value is the median Zillow Home Value Index across Covington ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Covington, KY a buyer's or seller's market?

Covington, KY leans toward a buyer's market.

A large share of listings have cut their asking price, which gives buyers more room to negotiate.

Based on a median of 40 days on market and 26% of listings with a price cut in the typical Covington ZIP code, and 50 new listings against 125 active listings across Covington, as of September 2026 (Realtor.com).

The outlook

Covington housing market forecast 2027

+2.6%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 3 Covington ZIP codes, points to typical home values rising 2.6% by September 2027.

Over the 12 months through September 2026, typical home values in Covington fell 0.5%, per the Zillow Home Value Index.

Will home prices drop in Covington?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Covington shows typical home values rising 2.6% by September 2027, after a 0.5% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 3 Covington ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Covington?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 4 Covington ZIP codes in total; the remaining 1 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Covington, KY home prices.

How much is a home in Covington worth?

The typical home value in Covington is $195,797 as of September 2026, down 0.5% over the past year. This is a citywide figure, so an individual home may be worth more or less depending on condition and location.

How fast are homes selling in Covington?

Homes in Covington spent a median of 40 days on market as of September 2026. About 26.3% of listings had a price cut, so homes priced well from the start tend to move faster.

How much competition is there from other sellers in Covington?

There were 125 homes for sale in Covington as of September 2026, with 50 new listings added that month. The median list price was $267,400.

Are home prices going up or down in Covington, KY?

Typical home values in Covington, KY are down 0.5% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Covington, KY a buyer's or seller's market?

Covington, KY leans toward a buyer's market. A large share of listings have cut their asking price, which gives buyers more room to negotiate. Based on a median of 40 days on market and 26% of listings with a price cut in the typical Covington ZIP code, and 50 new listings against 125 active listings across Covington, as of September 2026 (Realtor.com).

How long do homes take to sell in Covington, KY?

In the typical Covington ZIP code, homes spend a median of 40 days on market as of September 2026, based on Realtor.com listing data. Pricing and condition decide how fast any one home sells, so treat the median as a benchmark rather than a promise.

Nearby markets

More Kentucky housing markets.

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