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Market Intelligence · MD / Worcester County

Ocean City, MD home prices and housing market

1 ZIP market liveData updated September 2026Typical value$445K1-yr changeDown0.8%

The typical home value in Ocean City, MD is $445K as of September 2026, down 0.8% from a year ago, based on the Zillow Home Value Index. In the typical Ocean City ZIP code, the median list price is $465K and homes spend a median of 86 days on market as of September 2026 (Realtor.com).

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The coverage

Ocean City, by the numbers.

Typical home valueZillow ZHVI, September 2026
$445K
1-yr changeMedian across Ocean City ZIPs
-0.8%
ZIP markets live2 tracked in Ocean City
1
County
Worcester County

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12-month value trend

-0.8% over 12 months

Typical home value in Ocean City over the last 12 months: $448K in Sep 2025 to $445K in Sep 2026 (-0.8%).

Sep 2025$448K

Sep 2026$445K

Median Zillow home value index across Ocean City's ZIP codes.

Context

Ocean City's housing market shows modest headwinds as of September 2026. The typical home value sits at $444,850, down 0.8% over the past year. There are 534 homes for sale, with 162 new listings added recently. The median list price is $465,000, and homes are taking 86 days to sell on average. About 13.9% of listings have already received a price cut. For homeowners considering a sale, the combination of increased inventory, longer selling timelines, and recent price adjustments suggests a buyer-friendly environment worth careful timing.

The numbers

What is the housing market like in Ocean City, MD?

Typical home value

$445K

Down0.8%YoY

Median list price

$465K

Days on market

86

Homes for sale

534

Price cuts

13.9%

New listings

162

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Ocean City's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Ocean City, MD home prices over time

Typical home values in Ocean City, MD are down 0.8% over the past year, from $448K in September 2025 to $445K in September 2026.

Typical home value in Ocean City, MD, September of each year
MonthTypical value1-yr change
September 2026$444,850-0.8%
September 2025$448,227No prior year

Typical value is the median Zillow Home Value Index across Ocean City ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Ocean City, MD a buyer's or seller's market?

Ocean City, MD leans toward a buyer's market.

Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 86 days on market and 14% of listings with a price cut in the typical Ocean City ZIP code, and 162 new listings against 534 active listings across Ocean City, as of September 2026 (Realtor.com).

The outlook

Ocean City housing market forecast 2027

+0.4%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 1 Ocean City ZIP code, points to typical home values holding roughly flat by September 2027 (up 0.4%).

Over the 12 months through September 2026, typical home values in Ocean City fell 0.8%, per the Zillow Home Value Index.

Will home prices drop in Ocean City?

Not by much, on the forecasts: a weighted average of Zillow's ZIP forecasts for Ocean City shows typical home values holding roughly flat by September 2027 (up 0.4%), after a 0.8% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 1 Ocean City ZIP code has both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Ocean City?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 2 Ocean City ZIP codes in total; the remaining 1 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Ocean City, MD home prices.

What is the typical home value in Ocean City?

The typical home value in Ocean City is $444,850 as of September 2026, down 0.8% over the past year.

How long are homes taking to sell in Ocean City?

Homes are on the market for a median of 86 days in Ocean City as of September 2026.

How many homes are currently for sale in Ocean City?

There are 534 homes for sale as of September 2026, with 162 new listings recently added to the market.

Are home prices going up or down in Ocean City, MD?

Typical home values in Ocean City, MD are down 0.8% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Ocean City, MD a buyer's or seller's market?

Ocean City, MD leans toward a buyer's market. Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 86 days on market and 14% of listings with a price cut in the typical Ocean City ZIP code, and 162 new listings against 534 active listings across Ocean City, as of September 2026 (Realtor.com).

Nearby markets

More Maryland housing markets.

The market is moving

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