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Market Intelligence · MD / Frederick County

Frederick, MD home prices and housing market

4 ZIP markets liveData updated September 2026Typical value$448K1-yr changeDown1.0%

The typical home value in Frederick, MD is $448K as of September 2026, down 1.0% from a year ago, based on the Zillow Home Value Index. In the typical Frederick ZIP code, the median list price is $485K and homes spend a median of 36 days on market as of September 2026 (Realtor.com).

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The coverage

Frederick, by the numbers.

Typical home valueZillow ZHVI, September 2026
$448K
1-yr changeMedian across Frederick ZIPs
-1.0%
ZIP markets live5 tracked in Frederick
4
County
Frederick County

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12-month value trend

-1.0% over 12 months

Typical home value in Frederick over the last 12 months: $452K in Sep 2025 to $448K in Sep 2026 (-1.0%).

Sep 2025$452K

Sep 2026$448K

Median Zillow home value index across Frederick's ZIP codes.

Context

Frederick's housing market has cooled over the past year. The typical home value stands at $447,597, down 1.0% year over year as of September 2026. There are 444 homes for sale citywide, with a median list price of $484,849. Homes are spending 36 days on the market, and 21.8% of listings have seen a price cut. If you're thinking about selling, the current environment favors buyers over sellers, so timing and pricing your home carefully will matter.

The numbers

What is the housing market like in Frederick, MD?

Typical home value

$448K

Down1.0%YoY

Median list price

$485K

Days on market

36

Homes for sale

444

Price cuts

21.8%

New listings

206

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Frederick's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Frederick, MD home prices over time

Typical home values in Frederick, MD are down 1.0% over the past year, from $452K in September 2025 to $448K in September 2026.

Typical home value in Frederick, MD, September of each year
MonthTypical value1-yr change
September 2026$447,597-1.0%
September 2025$452,012No prior year

Typical value is the median Zillow Home Value Index across Frederick ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Frederick, MD a buyer's or seller's market?

Frederick, MD is roughly balanced between buyers and sellers.

These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction.

Based on a median of 36 days on market and 22% of listings with a price cut in the typical Frederick ZIP code, and 206 new listings against 444 active listings across Frederick, as of September 2026 (Realtor.com).

The outlook

Frederick housing market forecast 2027

+0.2%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 4 Frederick ZIP codes, points to typical home values holding roughly flat by September 2027 (up 0.2%).

Over the 12 months through September 2026, typical home values in Frederick fell 1.0%, per the Zillow Home Value Index.

Will home prices drop in Frederick?

Not by much, on the forecasts: a weighted average of Zillow's ZIP forecasts for Frederick shows typical home values holding roughly flat by September 2027 (up 0.2%), after a 1.0% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 4 Frederick ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Frederick?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 5 Frederick ZIP codes in total; the remaining 1 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Frederick, MD home prices.

What is the typical home value in Frederick?

As of September 2026, the typical home value in Frederick is $447,597, down 1.0% over the past year.

How long do homes typically stay on the market in Frederick?

The median time on market is 36 days as of September 2026.

How many homes are currently for sale in Frederick?

There are 444 homes for sale in Frederick as of September 2026, with 206 new listings added recently. About 21.8% of listings have had their price reduced.

Are home prices going up or down in Frederick, MD?

Typical home values in Frederick, MD are down 1.0% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Frederick, MD a buyer's or seller's market?

Frederick, MD is roughly balanced between buyers and sellers. These measures sit between the ranges that usually favor one side, so pricing and condition matter more than market direction. Based on a median of 36 days on market and 22% of listings with a price cut in the typical Frederick ZIP code, and 206 new listings against 444 active listings across Frederick, as of September 2026 (Realtor.com).

Nearby markets

More Maryland housing markets.

The market is moving

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