Market Intelligence · MD / Frederick

Frederick, MD 21703 Housing Market

The typical home value in Frederick's 21703 ZIP is $410,271, down 1.3% over the past year. Homes are listing at a median of $427,500 and spending around 35 days on the market before sale.

Updated September 2026Median value$410K

The median home value in Frederick, MD 21703 is $410K as of September 2026, down 1.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 21703 range

$377K to $443K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.3% over 12 months

Sep 2025$416K

Low $410KHigh $416K

Sep 2026$410K

The numbers

What is the 21703 housing market like?

As of September 2026

Typical home value

$410K

1.3%YoY

Median list price

$428K

0.6%MoM

Days on market

12.9%MoM

Homes for sale

101

4.1%MoM

Price cuts

19.7%

10.7%MoM

New listings

50.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

21703 housing market forecast 2027

+0.2%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 21703 to stay roughly flat by September 2027 (up 0.2%).

Over the 12 months through September 2026, typical home values in 21703 fell 1.3%, per the Zillow Home Value Index.

Will home prices drop in 21703?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 21703 to stay roughly flat by September 2027 (up 0.2%), after a 1.3% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 21703 home prices compare?

21703$410,271
Frederick$447,597
Maryland$444,850
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Frederick: 4 ZIPs; Maryland: 423 ZIPs; United States: 26,262 ZIPs).

Context

Frederick 21703 has 101 homes for sale as of September 2026, with 54 new listings arriving recently. The median list price sits at $427,500, while homes typically sell after 35 days on market. Nearly one in five listings, at 19.7%, have taken a price cut. For sellers, this suggests a market where negotiation is common and pricing strategy matters more than it did a year ago.

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Down payment20% · $82,054

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Common questions

What people ask us.

What is the typical home value in 21703?

The typical home value is $410,271, down 1.3% over the past year as of September 2026.

How long do homes stay on the market in 21703?

The median days on market is 35 as of September 2026.

What share of homes have had price cuts?

As of September 2026, 19.7% of listings have had a price cut.

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