Market Intelligence · MD / Frederick

Frederick, MD 21704 Housing Market

The typical home value in Frederick, MD 21704 is $644,613 as of September 2026, down 0.5% over the past year. The median list price stands at $625,000, and homes are spending a median of 34 days on market.

Updated September 2026Median value$645K

The median home value in Frederick, MD 21704 is $645K as of September 2026, down 0.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 21704 range

$593K to $696K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.5% over 12 months

Sep 2025$648K

Low $645KHigh $651K

Sep 2026$645K

The numbers

What is the 21704 housing market like?

As of September 2026

Typical home value

$645K

0.5%YoY

Median list price

$625K

0.8%MoM

Days on market

13.3%MoM

Homes for sale

1.6%MoM

Price cuts

18.7%

15.8%MoM

New listings

20.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

21704 housing market forecast 2027

+0.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 21704 to stay roughly flat by September 2027 (up 0.3%).

Over the 12 months through September 2026, typical home values in 21704 fell 0.5%, per the Zillow Home Value Index.

Will home prices drop in 21704?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 21704 to stay roughly flat by September 2027 (up 0.3%), after a 0.5% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 21704 home prices compare?

21704$644,613
Frederick$447,597
Maryland$444,850
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Frederick: 4 ZIPs; Maryland: 423 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 60 homes for sale in 21704, with 24 new listings added. The median list price is $625,000, and the typical home value is $644,613, down 0.5% over the past year. Homes are moving at a median of 34 days on market, and 18.7% of listings have taken a price cut. That share of reductions suggests some sellers are starting above what buyers will pay. For a seller, the market is still active, but pricing carefully from the start matters more than it did a year ago.

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Down payment20% · $128,923

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Common questions

What people ask us.

How much is a home in 21704 worth?

The typical home value in Frederick, MD 21704 is $644,613 as of September 2026, down 0.5% over the past year. The median list price is $625,000.

How fast are homes selling in 21704?

Homes in 21704 are spending a median of 34 days on market as of September 2026.

How many homes are for sale in 21704?

There are 60 homes for sale as of September 2026, with 24 new listings. About 18.7% of listings have had a price cut.

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