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Market Intelligence · MN / St. Paul

St. Paul, MN 55104 Housing Market

The typical home value in Saint Paul's 55104 ZIP code is $299,503, up 0.1% over the past year as of September 2026. The median list price is $300,500, and homes spend a median of 38 days on the market.

Updated September 2026Median value$300K

The median home value in St. Paul, MN 55104 is $300K as of September 2026, up 0.1% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 55104 range

$276K to $323K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.1% over 12 months

Typical home value in 55104 over the last 12 months: $299K in Sep 2025 to $300K in Sep 2026 (+0.1%).

Sep 2025$299K

Sep 2026$300K

The numbers

What is the 55104 housing market like?

Typical home value

$300K

Up0.1%YoY

Median list price

$301K

Down3.1%MoM

Days on market

38

Up5.6%MoM

Homes for sale

83

Up16.9%MoM

Price cuts

28.7%

Down10.0%MoM

New listings

38

Up5.6%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

55104 housing market forecast 2027

+1.2%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 55104 to rise 1.2% by September 2027.

Over the 12 months through September 2026, typical home values in 55104 rose 0.1%, per the Zillow Home Value Index.

Will home prices drop in 55104?

Zillow's forecast does not call for a drop: it expects typical home values in 55104 to rise 1.2% by September 2027, after a 0.1% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 55104 home prices compare?

  • 55104$299,503
  • Saint Paul$365,126
  • Minnesota$298,219
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Paul: 29 ZIPs; Minnesota: 716 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, 55104 had 83 homes for sale, with 38 new listings hitting the market during that period. The median list price of $300,500 sits close to the typical home value of $299,503, which rose just 0.1% over the past year. Homes are moving at a moderate pace, with a median of 38 days on market. Still, 28.7% of listings had a price cut, a sign that some sellers are adjusting expectations. For a homeowner weighing a sale, pricing realistically from the start matters more than chasing last year's peak.

Monthly payment

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20% · $59,901

Common questions

What people ask us.

How much is a home in 55104 worth?

The typical home value in 55104 is $299,503, up 0.1% over the past year as of September 2026.

How fast do homes sell in 55104?

Homes spend a median of 38 days on the market as of September 2026, and 28.7% of listings had a price cut.

How many homes are for sale in 55104?

There were 83 homes for sale as of September 2026, with 38 new listings added during that period.

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