Market Intelligence · MO / St. Charles

St. Charles, MO 63304 Housing Market

The typical home value in Saint Charles, MO 63304 is $407,484, up 1.1% over the past year. Homes here carry a median list price of $440,000 and spend a median of 47 days on the market.

Updated August 2026Median value$406K

The median home value in St. Charles, MO 63304 is $406K as of August 2026, up 1.3% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 63304 range

$373K to $438K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+1.3% over 12 months

Typical home value in 63304 over the last 12 months: $400K in Aug 2025 to $406K in Aug 2026 (+1.3%).

Aug 2025$400K

Aug 2026$406K

The numbers

What is the 63304 housing market like?

Typical home value

$406K

Up1.3%YoY

Median list price

$440K

Down2.0%MoM

Days on market

47

Down9.6%MoM

Homes for sale

85

Up3.7%MoM

Price cuts

18.3%

Up2.9%MoM

New listings

36

Down30.8%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 63304 home prices compare?

  • 63304$405,554
  • Saint Charles$358,078
  • Missouri$246,773
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Charles: 3 ZIPs; Missouri: 758 ZIPs; United States: 26,265 ZIPs).

Context

There are 85 homes for sale in Saint Charles, MO 63304, with 36 new listings hitting the market. The median list price is $440,000, and homes take a median of 47 days to sell. About 18.3% of listings have had a price cut. Meanwhile, the typical home value sits at $407,484, up 1.1% over the past year. For a seller, the market is moving at a steady pace but is not moving fast, so realistic pricing from day one matters.

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20% · $81,111

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