Market Intelligence · ND / Fargo

Fargo, ND 58104 Housing Market

A typical home in Fargo's 58104 ZIP code is worth $406,824, up 3.9% over the past year. The median list price sits at $464,951, with homes spending 46 days on the market as of September 2026.

Updated September 2026Median value$407K

The median home value in Fargo, ND 58104 is $407K as of September 2026, up 3.9% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 58104 range

$374K to $439K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+3.9% over 12 months

Sep 2025$392K

Low $392KHigh $407K

Sep 2026$407K

The numbers

What is the 58104 housing market like?

As of September 2026

Typical home value

$407K

3.9%YoY

Median list price

$465K

3.7%MoM

Days on market

4.2%MoM

Homes for sale

213

22.4%MoM

Price cuts

23.1%

77.1%MoM

New listings

15.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

58104 housing market forecast 2027

+1.9%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 58104 to rise 1.9% by September 2027.

Over the 12 months through September 2026, typical home values in 58104 rose 3.9%, per the Zillow Home Value Index.

Will home prices drop in 58104?

Zillow's forecast does not call for a drop: it expects typical home values in 58104 to rise 1.9% by September 2027, after a 3.9% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 58104 home prices compare?

58104$406,824
Fargo$272,218
North Dakota$247,768
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Fargo: 3 ZIPs; North Dakota: 111 ZIPs; United States: 26,262 ZIPs).

Context

The 58104 market shows steady underlying value growth even as inventory and listing activity remain present. There are 213 homes for sale with 68 new listings posted in September 2026. At the same time, 23.1% of listings have received a price cut, suggesting some sellers are adjusting expectations. The median time to sell is 46 days, which indicates measured buyer interest without urgency. If you are thinking about selling, the modest price-cut share and annual appreciation suggest a reasonable environment to list, though it is not a rush.

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Down payment20% · $81,365

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Common questions

What people ask us.

What is the typical home value in 58104?

A typical home in the 58104 ZIP is worth $406,824 as of September 2026, up 3.9% over the past year.

How long do homes typically stay on the market in Fargo 58104?

The median days on market is 46 as of September 2026.

How many homes are currently for sale in 58104?

There are 213 homes for sale in the ZIP code as of September 2026.

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