Market Intelligence · NJ / Jersey City

Jersey City, NJ 07304 Housing Market

The typical home in Jersey City, NJ 07304 is valued at $538,569, down 0.3% over the past year as of 2026-08-01. The median list price is $599,000, and homes spend a median of 40 days on the market.

Updated August 2026Median value$539K

The median home value in Jersey City, NJ 07304 is $539K as of August 2026, down 0.3% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 07304 range

$495K to $582K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.3% over 12 months

Typical home value in 07304 over the last 12 months: $540K in Aug 2025 to $539K in Aug 2026 (-0.3%).

Aug 2025$540K

Aug 2026$539K

The numbers

What is the 07304 housing market like?

Typical home value

$539K

Down0.3%YoY

Median list price

$599K

Down0.1%MoM

Days on market

40

Down11.1%MoM

Homes for sale

84

Up10.5%MoM

Price cuts

10.2%

Down20.7%MoM

New listings

16

Down20.0%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 07304 home prices compare?

  • 07304$538,569
  • Jersey City$646,517
  • New Jersey$576,681
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Jersey City: 6 ZIPs; New Jersey: 547 ZIPs; United States: 26,265 ZIPs).

Context

There are 84 homes for sale in 07304 as of 2026-08-01, with 16 new listings added. The typical home value is $538,569, down 0.3% over the past year, a modest decline rather than a steep drop. The median list price sits at $599,000, and the median days on market is 40, so homes are moving at a steady pace. Only 10.2% of listings have taken a price cut. For a seller, this is a fairly stable market, but pricing realistically from the start matters more than testing a high number.

Monthly payment

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20% · $107,714

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