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Market Intelligence · NY / Saratoga County

Saratoga Springs, NY home prices and housing market

1 ZIP market liveData updated September 2026Typical value$658K1-yr changeUp7.1%

The typical home value in Saratoga Springs, NY is $658K as of September 2026, up 7.1% from a year ago, based on the Zillow Home Value Index. In the typical Saratoga Springs ZIP code, the median list price is $851K and homes spend a median of 83 days on market as of September 2026 (Realtor.com).

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The coverage

Saratoga Springs, by the numbers.

Typical home valueZillow ZHVI, September 2026
$658K
1-yr changeMedian across Saratoga Springs ZIPs
+7.1%
ZIP markets live
1
County
Saratoga County

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12-month value trend

+7.1% over 12 months

Typical home value in Saratoga Springs over the last 12 months: $615K in Sep 2025 to $658K in Sep 2026 (+7.1%).

Sep 2025$615K

Sep 2026$658K

Median Zillow home value index across Saratoga Springs's ZIP codes.

Context

Saratoga Springs had 165 homes for sale as of September 2026, with a median list price of $851,100. The typical home value reached $658,017, up 7.1% over the past year. New listings totaled 42 in September, and homes spent a median of 83 days on market before selling. About 10.3% of listings carried a price cut, suggesting some selectivity among buyers. If you're considering a sale, the steady inventory and moderate pace of sales indicate a balanced market where pricing strategy matters.

The numbers

What is the housing market like in Saratoga Springs, NY?

Typical home value

$658K

Up7.1%YoY

Median list price

$851K

Days on market

83

Homes for sale

165

Price cuts

10.3%

New listings

42

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Saratoga Springs's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Saratoga Springs, NY home prices over time

Typical home values in Saratoga Springs, NY are up 7.1% over the past year, from $615K in September 2025 to $658K in September 2026.

Typical home value in Saratoga Springs, NY, September of each year
MonthTypical value1-yr change
September 2026$658,017+7.1%
September 2025$614,607No prior year

Typical value is the median Zillow Home Value Index across Saratoga Springs ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Saratoga Springs, NY a buyer's or seller's market?

Saratoga Springs, NY leans toward a buyer's market.

Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 83 days on market and 10% of listings with a price cut in the typical Saratoga Springs ZIP code, and 42 new listings against 165 active listings across Saratoga Springs, as of September 2026 (Realtor.com).

The outlook

Saratoga Springs housing market forecast 2027

+3.1%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 1 Saratoga Springs ZIP code, points to typical home values rising 3.1% by September 2027.

Over the 12 months through September 2026, typical home values in Saratoga Springs rose 7.1%, per the Zillow Home Value Index.

Will home prices drop in Saratoga Springs?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Saratoga Springs shows typical home values rising 3.1% by September 2027, after a 7.1% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 1 Saratoga Springs ZIP code has both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Saratoga Springs?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier.

Zillow ZHVI, September 2026

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Common questions

Questions about Saratoga Springs, NY home prices.

How much is a home worth in Saratoga Springs?

The typical home value in Saratoga Springs is $658,017 as of September 2026, which represents a 7.1% increase over the past year.

How long do homes take to sell in Saratoga Springs?

Homes in Saratoga Springs spend a median of 83 days on market before selling.

What is the current inventory level?

There are 165 homes for sale in Saratoga Springs, with a median list price of $851,100 as of September 2026.

Are home prices going up or down in Saratoga Springs, NY?

Typical home values in Saratoga Springs, NY are up 7.1% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Saratoga Springs, NY a buyer's or seller's market?

Saratoga Springs, NY leans toward a buyer's market. Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 83 days on market and 10% of listings with a price cut in the typical Saratoga Springs ZIP code, and 42 new listings against 165 active listings across Saratoga Springs, as of September 2026 (Realtor.com).

Nearby markets

More New York housing markets.

The market is moving

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