Market Intelligence · NY / Saratoga Springs

Saratoga Springs, NY 12866 Housing Market

The typical home in Saratoga Springs, NY 12866 is valued at $658,017 as of September 2026, up 7.1% over the past year. The median list price sits at $851,100, and homes spend a median of 83 days on the market.

Updated September 2026Median value$658K

The median home value in Saratoga Springs, NY 12866 is $658K as of September 2026, up 7.1% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

Sell without the wait

Sell your Saratoga Springs home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Typical 12866 range

$605K to $711K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

Not sure cash is the right move? Discuss your options with a licensed local pro, free.

Asset monitoring

Track your home's value.

A free monthly briefing with your estimated value and 12866 market stats. Unsubscribe anytime.

See how a cash offer works citywide: Sell your house fast in Saratoga Springs, NY.

12-month value trend

+7.1% over 12 months

Sep 2025$615K

Low $615KHigh $658K

Sep 2026$658K

The numbers

What is the 12866 housing market like?

As of September 2026

Typical home value

$658K

7.1%YoY

Median list price

$851K

2.4%MoM

Days on market

12.2%MoM

Homes for sale

165

4.1%MoM

Price cuts

10.3%

25.1%MoM

New listings

25.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

12866 housing market forecast 2027

+3.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 12866 to rise 3.1% by September 2027.

Over the 12 months through September 2026, typical home values in 12866 rose 7.1%, per the Zillow Home Value Index.

Will home prices drop in 12866?

Zillow's forecast does not call for a drop: it expects typical home values in 12866 to rise 3.1% by September 2027, after a 7.1% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

Free home value report

See what your 12866 home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The comparison

How do 12866 home prices compare?

12866$658,017
Saratoga Springs$658,017
New York$329,626
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saratoga Springs: 1 ZIP; New York: 1,561 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 165 homes for sale in 12866, with 42 new listings coming on. The median list price is $851,100, while the typical home value is $658,017, up 7.1% over the past year. Homes are taking a median of 83 days to sell, and 10.3% of listings have taken a price cut. Values are climbing, but the pace of sales is measured rather than fast. A seller should expect solid appreciation on paper, paired with a market that rewards realistic pricing and patience.

Monthly payment

Estimate your monthly payment.

Home price

Down payment20% · $131,603

Term

Rate (%)

Common questions

What people ask us.

How much is a home in 12866 worth?

The typical home value in Saratoga Springs, NY 12866 is $658,017 as of September 2026, up 7.1% over the past year.

How long does it take to sell a home in 12866?

Homes in 12866 spend a median of 83 days on the market as of September 2026. There were 165 homes for sale and 42 new listings that month.

What are sellers asking in 12866?

The median list price is $851,100 as of September 2026. About 10.3% of listings had a price cut, so some sellers are adjusting expectations.

Discover

Nearby ZIP markets.

Keep reading