Market Intelligence · OH / Cincinnati

Cincinnati, OH 45209 Housing Market

The typical home value in Cincinnati's 45209 ZIP code is $391,535, down 0.6% over the past year. Homes currently list for a median of $512,200 and spend an average of 40 days on the market.

Updated September 2026Median value$392K

The median home value in Cincinnati, OH 45209 is $392K as of September 2026, down 0.6% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 45209 range

$360K to $423K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.6% over 12 months

Sep 2025$394K

Low $391KHigh $399K

Sep 2026$392K

The numbers

What is the 45209 housing market like?

As of September 2026

Typical home value

$392K

0.6%YoY

Median list price

$512K

20.6%MoM

Days on market

7.0%MoM

Homes for sale

6.9%MoM

Price cuts

17.8%

5.1%MoM

New listings

116.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

45209 housing market forecast 2027

+2.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 45209 to rise 2.3% by September 2027.

Over the 12 months through September 2026, typical home values in 45209 fell 0.6%, per the Zillow Home Value Index.

Will home prices drop in 45209?

Zillow's forecast does not call for a drop: it expects typical home values in 45209 to rise 2.3% by September 2027, after a 0.6% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 45209 home prices compare?

45209$391,535
Cincinnati$250,479
Ohio$222,406
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Cincinnati: 45 ZIPs; Ohio: 1,024 ZIPs; United States: 26,262 ZIPs).

Context

September 2026 shows 31 homes for sale with 26 new listings entering the market. The median days on market sits at 40, indicating a moderate pace of sales activity. Price cuts appear on 17.8% of listings, suggesting some sellers are adjusting to current conditions. For homeowners considering a sale, this is a market where pricing strategy and condition matter significantly.

Monthly payment

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Home price

Down payment20% · $78,307

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Common questions

What people ask us.

What is the typical home value in 45209?

The typical home value is $391,535, which has declined 0.6% over the past year.

How many homes are currently for sale in this ZIP code?

There are 31 homes for sale as of September 2026, with 26 new listings recently added.

How long do homes typically stay on the market here?

The median days on market is 40, indicating a moderate selling timeline.

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