Market Intelligence · TX / Bell County

Temple, TX home prices and housing market

3 ZIP markets liveData updated September 2026Typical value$187K1-yr changeDown4.6%

The typical home value in Temple, TX is $187K as of September 2026, down 4.6% from a year ago, based on the Zillow Home Value Index. In the typical Temple ZIP code, the median list price is $246K and homes spend a median of 74 days on market as of September 2026 (Realtor.com).

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The coverage

Temple, by the numbers.

Typical home valueZillow ZHVI, September 2026
$187K
1-yr changeMedian across Temple ZIPs
-4.6%
ZIP markets live5 tracked in Temple
3
County
Bell County

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12-month value trend

-4.6% over 12 months

Typical home value in Temple over the last 12 months: $196K in Sep 2025 to $187K in Sep 2026 (-4.6%).

Sep 2025$196K

Sep 2026$187K

Median Zillow home value index across Temple's ZIP codes.

Context

Zillow's home value index puts the typical Temple home at $186,982 as of September 2026, a 12-month move of -4.6%. On the listing side, Realtor.com counts 612 homes on the market, 140 newly listed, and a median asking price of $246,250 in September 2026. A typical listing takes 74 days to sell, and 22.9% of active homes have seen a price reduction. The read is a cooling market, where pricing to current data decides which homes actually sell.

The numbers

What is the housing market like in Temple, TX?

Typical home value

$187K

Down4.6%YoY

Median list price

$246K

Days on market

74

Homes for sale

612

Price cuts

22.9%

New listings

140

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Temple's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Temple, TX home prices over time

Typical home values in Temple, TX are down 4.6% over the past year, from $196K in September 2025 to $187K in September 2026.

Typical home value in Temple, TX, September of each year
MonthTypical value1-yr change
September 2026$186,982-4.6%
September 2025$195,984No prior year

Typical value is the median Zillow Home Value Index across Temple ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Temple, TX a buyer's or seller's market?

Temple, TX leans toward a buyer's market.

Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 74 days on market and 23% of listings with a price cut in the typical Temple ZIP code, and 140 new listings against 612 active listings across Temple, as of September 2026 (Realtor.com).

The outlook

Temple housing market forecast 2027

-0.7%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 3 Temple ZIP codes, points to typical home values falling 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in Temple fell 4.6%, per the Zillow Home Value Index.

Will home prices drop in Temple?

The forecasts point that way: a weighted average of Zillow's ZIP forecasts for Temple shows typical home values falling 0.7% by September 2027, after a 4.6% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 3 Temple ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Temple?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 5 Temple ZIP codes in total; the remaining 2 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

Local pros

Who are the top real estate agents in Temple?

Top real estate agents in Temple, TX

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Common questions

Questions about Temple, TX home prices.

What is the typical home price in Temple, TX?

The typical home price in Temple, TX is about $187K as of September 2026, based on the Zillow Home Value Index (the median of the index across Temple ZIP codes). In the typical Temple ZIP code, the median list price is $246K as of September 2026 (Realtor.com), which reflects what sellers are asking rather than what homes sell for.

Are home prices going up or down in Temple, TX?

Typical home values in Temple, TX are down 4.6% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Temple, TX a buyer's or seller's market?

Temple, TX leans toward a buyer's market. Homes are taking longer to sell and homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 74 days on market and 23% of listings with a price cut in the typical Temple ZIP code, and 140 new listings against 612 active listings across Temple, as of September 2026 (Realtor.com).

How long do homes take to sell in Temple, TX?

In the typical Temple ZIP code, homes spend a median of 74 days on market as of September 2026, based on Realtor.com listing data. Pricing and condition decide how fast any one home sells, so treat the median as a benchmark rather than a promise.

Nearby markets

More Texas housing markets.

The market is moving

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