Market Intelligence · TX / Temple

Temple, TX 76504 Housing Market

The typical home in Temple's 76504 is worth about $187K as of September 2026, down 4.2% over the past 12 months. Homes here list at a median $220K and spend a median 57 days on market.

Updated September 2026Median value$187K

The median home value in Temple, TX 76504 is $187K as of September 2026, down 4.2% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 76504 range

$172K to $202K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-4.2% over 12 months

Typical home value in 76504 over the last 12 months: $195K in Sep 2025 to $187K in Sep 2026 (-4.2%).

Sep 2025$195K

Sep 2026$187K

The numbers

What is the 76504 housing market like?

Typical home value

$187K

Down4.2%YoY

Median list price

$220K

Flat0.0%MoM

Days on market

57

Down6.6%MoM

Homes for sale

115

Up12.7%MoM

Price cuts

26.5%

Down10.2%MoM

New listings

28

Down12.5%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

76504 housing market forecast 2027

-0.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 76504 to fall 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in 76504 fell 4.2%, per the Zillow Home Value Index.

Will home prices drop in 76504?

Zillow's forecast says they may: it expects typical home values in 76504 to fall 0.7% by September 2027, after a 4.2% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 76504 home prices compare?

  • 76504$186,892
  • Temple$186,982
  • Texas$258,447
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Temple: 3 ZIPs; Texas: 1,512 ZIPs; United States: 26,262 ZIPs).

Context

As of August 2026, there are 102 homes for sale in 76504, with 32 new listings hitting the market. The median list price sits at $219,990, while the typical home value is $188,565, down 4.7% over the past year. Homes are taking a median of 61 days to sell, and 29.5% of listings have had a price cut. Taken together, this is a softening market where sellers have less leverage than a year ago. If you are thinking about selling, realistic pricing from day one matters more than testing the market high.

Monthly payment

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20% · $37,378

Common questions

What people ask us.

How much is a home in 76504 worth?

The typical home value in 76504 is $188,565 as of August 2026, down 4.7% over the past year.

How long does it take to sell a home in 76504?

Homes in 76504 spend a median of 61 days on the market as of August 2026.

What are homes listed for in 76504?

The median list price is $219,990 as of August 2026, with 102 homes for sale and 32 new listings.

Discover

Nearby ZIP markets.

Keep reading

Guides for sellers.