Market Intelligence · CA / Chico

Chico, CA 95928 Housing Market

The typical home value in Chico, CA 95928 is $453,028, up 0.3% over the past year as of September 2026. The median list price sits at $492,450, and homes spend a median of 58 days on the market.

Updated September 2026Median value$453K

The median home value in Chico, CA 95928 is $453K as of September 2026, up 0.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95928 range

$417K to $489K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.3% over 12 months

Sep 2025$451K

Low $451KHigh $454K

Sep 2026$453K

The numbers

What is the 95928 housing market like?

As of September 2026

Typical home value

$453K

0.3%YoY

Median list price

$492K

5.4%MoM

Days on market

21.6%MoM

Homes for sale

0.0%MoM

Price cuts

27.6%

32.7%MoM

New listings

5.6%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95928 housing market forecast 2027

-0.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95928 to fall 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in 95928 rose 0.3%, per the Zillow Home Value Index.

Will home prices drop in 95928?

Zillow's forecast says they may: it expects typical home values in 95928 to fall 0.7% by September 2027, after a 0.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95928 home prices compare?

95928$453,028
Chico$453,028
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Chico: 3 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

The 95928 market in Chico is fairly flat. Typical home values are $453,028, up just 0.3% over the past year as of September 2026. There are 81 homes for sale, with 34 new listings hitting the market, and the median list price is $492,450. Homes take a median of 58 days to sell, and 27.6% of listings have had a price cut. For a seller, this means pricing realistically from the start matters more than testing the market high.

Monthly payment

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Home price

Down payment20% · $90,606

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Common questions

What people ask us.

How much is a home in 95928 worth?

The typical home value in 95928 is $453,028, up 0.3% over the past year as of September 2026. The median list price is $492,450.

How long does it take to sell a home in 95928?

Homes in 95928 spend a median of 58 days on the market as of September 2026.

Are sellers cutting prices in 95928?

Yes. As of September 2026, 27.6% of listings in 95928 had a price cut.

Discover

Nearby ZIP markets.

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