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Market Intelligence · CA / Chico

Chico, CA 95973 Housing Market

The typical home in Chico's 95973 ZIP code is worth $497,493 as of September 2026, up 0.9% over the past year. The median list price is $592,000, and homes are spending a median of 68 days on market.

Updated September 2026Median value$497K

The median home value in Chico, CA 95973 is $497K as of September 2026, up 0.9% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 95973 range

$458K to $537K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.9% over 12 months

Typical home value in 95973 over the last 12 months: $493K in Sep 2025 to $497K in Sep 2026 (+0.9%).

Sep 2025$493K

Sep 2026$497K

The numbers

What is the 95973 housing market like?

Typical home value

$497K

Up0.9%YoY

Median list price

$592K

Down1.2%MoM

Days on market

68

Up9.7%MoM

Homes for sale

70

Up9.4%MoM

Price cuts

27.7%

Up47.7%MoM

New listings

30

Up25.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

95973 housing market forecast 2027

-0.4%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 95973 to stay roughly flat by September 2027 (down 0.4%).

Over the 12 months through September 2026, typical home values in 95973 rose 0.9%, per the Zillow Home Value Index.

Will home prices drop in 95973?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 95973 to stay roughly flat by September 2027 (down 0.4%), after a 0.9% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 95973 home prices compare?

  • 95973$497,493
  • Chico$453,028
  • California$692,765
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Chico: 3 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

The typical home value in 95973 is $497,493, up 0.9% over the past year as of September 2026, which points to a fairly flat market. There are 70 homes for sale with 30 new listings coming on, giving buyers a reasonable amount of choice. Homes are taking a median of 68 days to sell, so this is not a fast-moving market. More than a quarter of listings, 27.7%, have taken a price cut. For a seller, the message is simple: price it right from the start, because buyers here have time and options.

Monthly payment

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20% · $99,499

Common questions

What people ask us.

How much is a home in 95973 worth?

The typical home value in 95973 is $497,493 as of September 2026, up 0.9% over the past year.

How long does it take to sell a home in 95973?

Homes in 95973 are spending a median of 68 days on market as of September 2026.

Are sellers cutting prices in 95973?

Yes. As of September 2026, 27.7% of listings in 95973 have taken a price cut, and the median list price is $592,000.

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