Market Intelligence · CA / San Bernardino

San Bernardino, CA 92404 Housing Market

The typical home value in San Bernardino's 92404 ZIP code is $484,999, up 2.8% over the past year as of September 2026. Sellers are listing at a median price of $526,000, and homes are taking a median of 48 days to sell.

Updated September 2026Median value$485K

The median home value in San Bernardino, CA 92404 is $485K as of September 2026, up 2.8% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 92404 range

$446K to $524K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.8% over 12 months

Sep 2025$472K

Low $472KHigh $485K

Sep 2026$485K

The numbers

What is the 92404 housing market like?

As of September 2026

Typical home value

$485K

2.8%YoY

Median list price

$526K

1.4%MoM

Days on market

6.7%MoM

Homes for sale

8.9%MoM

Price cuts

15.8%

43.1%MoM

New listings

5.6%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

92404 housing market forecast 2027

+0.2%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 92404 to stay roughly flat by September 2027 (up 0.2%).

Over the 12 months through September 2026, typical home values in 92404 rose 2.8%, per the Zillow Home Value Index.

Will home prices drop in 92404?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 92404 to stay roughly flat by September 2027 (up 0.2%), after a 2.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 92404 home prices compare?

92404$484,999
San Bernardino$454,298
California$692,765
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (San Bernardino: 7 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 61 homes for sale in 92404, with 38 new listings entering the market. The median list price sits at $526,000, above the typical home value of $484,999. Homes are moving in a median of 48 days, which suggests a market that is neither rushed nor stalled. Only 15.8% of listings have taken a price cut, a relatively small share. For sellers, the data points to steady conditions where realistic pricing still matters more than testing the top of the market.

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Down payment20% · $97,000

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Common questions

What people ask us.

How much is a home in 92404 worth?

The typical home value in 92404 is $484,999, up 2.8% over the past year as of September 2026. The median list price is currently $526,000.

How long does it take to sell a home in 92404?

Homes in 92404 are spending a median of 48 days on the market as of September 2026. That pace reflects a market where buyers are active but not rushing.

Are sellers cutting prices in 92404?

As of September 2026, 15.8% of listings in 92404 have had a price cut. Most sellers are holding their asking prices.

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