Market Intelligence · CA / San Francisco

San Francisco, CA 94103 Housing Market

The typical home in San Francisco's 94103 ZIP code is worth $827,104, up 10.0% over the past year as of September 2026. The median list price is $749,000, and homes spend a median of 61 days on the market.

Updated September 2026Median value$827K

The median home value in San Francisco, CA 94103 is $827K as of September 2026, up 10.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 94103 range

$761K to $893K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+10.0% over 12 months

Typical home value in 94103 over the last 12 months: $752K in Sep 2025 to $827K in Sep 2026 (+10.0%).

Sep 2025$752K

Sep 2026$827K

The numbers

What is the 94103 housing market like?

Typical home value

$827K

Up10.0%YoY

Median list price

$749K

Up7.8%MoM

Days on market

61

Down10.3%MoM

Homes for sale

60

Up17.6%MoM

Price cuts

5.8%

Down26.0%MoM

New listings

28

Flat0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

94103 housing market forecast 2027

+1.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 94103 to rise 1.7% by September 2027.

Over the 12 months through September 2026, typical home values in 94103 rose 10.0%, per the Zillow Home Value Index.

Will home prices drop in 94103?

Zillow's forecast does not call for a drop: it expects typical home values in 94103 to rise 1.7% by September 2027, after a 10.0% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 94103 home prices compare?

  • 94103$827,104
  • San Francisco$1,406,332
  • California$692,765
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (San Francisco: 26 ZIPs; California: 1,543 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there were 60 homes for sale in 94103, with 28 new listings added that month. The median list price stood at $749,000, while the typical home value was $827,104, up 10.0% over the past year. Homes took a median of 61 days to sell, and 5.8% of listings had a price cut. That is a relatively small share of reductions alongside a solid annual gain in values. For a seller, the data points to a market where values are rising and most listings are holding their asking prices.

Monthly payment

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20% · $165,421

Common questions

What people ask us.

How much is a home in 94103 worth?

The typical home value in 94103 is $827,104 as of September 2026, up 10.0% over the past year.

How long do homes take to sell in 94103?

Homes in 94103 spent a median of 61 days on the market as of September 2026.

How competitive is the 94103 housing market?

As of September 2026, 94103 had 60 homes for sale and 28 new listings, with 5.8% of listings showing a price cut.

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