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Market Intelligence · CA / San Joaquin County

Tracy, CA home prices and housing market

4 ZIP markets liveData updated September 2026Typical value$792K1-yr changeDown6.4%

The typical home value in Tracy, CA is $792K as of September 2026, down 6.4% from a year ago, based on the Zillow Home Value Index. In the typical Tracy ZIP code, the median list price is $790K and homes spend a median of 54 days on market as of September 2026 (Realtor.com).

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The coverage

Tracy, by the numbers.

Typical home valueZillow ZHVI, September 2026
$792K
1-yr changeMedian across Tracy ZIPs
-6.4%
ZIP markets live5 tracked in Tracy
4
County
San Joaquin County

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12-month value trend

-6.4% over 12 months

Typical home value in Tracy over the last 12 months: $846K in Sep 2025 to $792K in Sep 2026 (-6.4%).

Sep 2025$846K

Sep 2026$792K

Median Zillow home value index across Tracy's ZIP codes.

Context

The typical home value in Tracy is $792,211, down 6.4% over the past year as of September 2026. There were 268 homes for sale, with 84 new listings coming on during the month. The median list price sits at $790,494. Homes are taking longer to move, with a median of 54 days on market, and 21.6% of listings have taken a price cut. Taken together, these citywide figures point to a cooler market where buyers have more room to negotiate. For a homeowner thinking about selling, pricing realistically from the start matters more now than it did a year ago.

The numbers

What is the housing market like in Tracy, CA?

Typical home value

$792K

Down6.4%YoY

Median list price

$790K

Days on market

54

Homes for sale

268

Price cuts

21.6%

New listings

84

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Tracy's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Tracy, CA home prices over time

Typical home values in Tracy, CA are down 6.4% over the past year, from $846K in September 2025 to $792K in September 2026.

Typical home value in Tracy, CA, September of each year
MonthTypical value1-yr change
September 2026$792,211-6.4%
September 2025$846,005No prior year

Typical value is the median Zillow Home Value Index across Tracy ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Tracy, CA a buyer's or seller's market?

Tracy, CA leans toward a buyer's market.

Homes for sale are building up relative to new listings, which gives buyers more room to negotiate.

Based on a median of 54 days on market and 22% of listings with a price cut in the typical Tracy ZIP code, and 84 new listings against 268 active listings across Tracy, as of September 2026 (Realtor.com).

The outlook

Tracy housing market forecast 2027

-1.2%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 4 Tracy ZIP codes, points to typical home values falling 1.2% by September 2027.

Over the 12 months through September 2026, typical home values in Tracy fell 6.4%, per the Zillow Home Value Index.

Will home prices drop in Tracy?

The forecasts point that way: a weighted average of Zillow's ZIP forecasts for Tracy shows typical home values falling 1.2% by September 2027, after a 6.4% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 4 Tracy ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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Live markets

What ZIP codes are live in Tracy?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 5 Tracy ZIP codes in total; the remaining 1 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Tracy, CA home prices.

How much is a home in Tracy worth?

The typical home value in Tracy is $792,211 as of September 2026. That figure is down 6.4% over the past year.

How long does it take to sell a home in Tracy?

Homes in Tracy are spending a median of 54 days on the market as of September 2026. Sellers should expect a slower pace and plan their timelines accordingly.

Are sellers in Tracy cutting their asking prices?

Yes. As of September 2026, 21.6% of listings in Tracy have had a price cut, and the median list price is $790,494.

Are home prices going up or down in Tracy, CA?

Typical home values in Tracy, CA are down 6.4% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Tracy, CA a buyer's or seller's market?

Tracy, CA leans toward a buyer's market. Homes for sale are building up relative to new listings, which gives buyers more room to negotiate. Based on a median of 54 days on market and 22% of listings with a price cut in the typical Tracy ZIP code, and 84 new listings against 268 active listings across Tracy, as of September 2026 (Realtor.com).

Nearby markets

More California housing markets.

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