How much is a home in 34684 worth?

The typical home value in 34684 is $325,021 as of 2026-07-01, down 3.1% over the past year. The median list price is $299,900.

How long does it take to sell a home in 34684?

The median days on market in 34684 is 72 as of 2026-08-01. Homes are not moving overnight, so sellers should plan for a longer timeline.

Is the 34684 market competitive for sellers?

There are 205 homes for sale, with 25.9% of listings showing a price cut. Competition is real, and overpriced homes are getting reduced.

Market Intelligence · FL / Palm Harbor

Palm Harbor, FL 34684 Housing Market

The typical home value in Palm Harbor's 34684 ZIP is $325,021, down 3.1% over the past year as of 2026-07-01. The median list price sits at $299,900, and homes are taking a median of 72 days on market to sell.

Updated August 2026Median value$322K

The median home value in Palm Harbor, FL 34684 is $322K as of August 2026, down 1.9% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 34684 range

$297K to $348K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.9% over 12 months

Aug 2025$329K

Low $322KHigh $329K

Aug 2026$322K

The numbers

What is the 34684 housing market like?

As of August 2026

Typical home value

$322K

1.9%YoY

Median list price

$300K

0.0%MoM

Days on market

16.1%MoM

Homes for sale

205

2.5%MoM

Price cuts

25.9%

6.3%MoM

New listings

5.9%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 34684 home prices compare?

34684$322,432
Palm Harbor$463,643
Florida$345,153
United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Palm Harbor: 3 ZIPs; Florida: 923 ZIPs; United States: 26,265 ZIPs).

Context

The 34684 market in Palm Harbor has cooled over the past year, with the typical home value at $325,021, down 3.1%. Sellers are listing at a median of $299,900, and the median days on market is 72, which gives buyers time to weigh options. There were 205 homes for sale as of 2026-08-01, with 64 new listings coming on. More than a quarter of listings, 25.9%, have taken a price cut. For a seller, that means pricing right from the start matters more than it did a year ago.

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