How much is a home in 34685 worth?

The typical home value in 34685 is $483,791, down 2.9% over the past year.

How long do homes take to sell in 34685?

Homes in 34685 spend a median of 77 days on the market. The median list price is $416,450.

Are sellers cutting prices in 34685?

Yes, 29.2% of listings in 34685 have had a price cut, with 90 homes currently for sale.

Market Intelligence · FL / Palm Harbor

Palm Harbor, FL 34685 Housing Market

The typical home value in Palm Harbor, FL 34685 is $483,791, down 2.9% over the past year. Homes are listed at a median price of $416,450 and spend a median of 77 days on the market.

Updated August 2026Median value$481K

The median home value in Palm Harbor, FL 34685 is $481K as of August 2026, down 1.9% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 34685 range

$443K to $520K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.9% over 12 months

Aug 2025$490K

Low $480KHigh $490K

Aug 2026$481K

The numbers

What is the 34685 housing market like?

As of August 2026

Typical home value

$481K

1.9%YoY

Median list price

$416K

1.4%MoM

Days on market

13.2%MoM

Homes for sale

4.7%MoM

Price cuts

29.2%

10.4%MoM

New listings

7.7%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 34685 home prices compare?

34685$481,075
Palm Harbor$463,643
Florida$345,153
United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Palm Harbor: 3 ZIPs; Florida: 923 ZIPs; United States: 26,265 ZIPs).

Context

There are 90 homes for sale in 34685, with 24 new listings hitting the market. The median list price sits at $416,450, and homes take a median of 77 days to sell. Typical home values are $483,791, down 2.9% over the past year. Nearly a third of listings, 29.2%, have taken a price cut. For sellers, this is a market where pricing right from the start matters, because buyers have room to negotiate and overpriced homes are sitting.

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