Market Intelligence · KY / Louisville

Louisville, KY 40207 Housing Market

In Louisville, KY 40207, the typical home value is $428,059, up 2.4% over the past year. Sellers are asking a median $419,900, and homes are spending a median 37 days on market. That points to steady demand rather than a stall.

Updated August 2026Median value$428K

The median home value in Louisville, KY 40207 is $428K as of August 2026, up 2.4% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 40207 range

$394K to $462K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.4% over 12 months

Typical home value in 40207 over the last 12 months: $418K in Aug 2025 to $428K in Aug 2026 (+2.4%).

Aug 2025$418K

Aug 2026$428K

The numbers

What is the 40207 housing market like?

Typical home value

$428K

Up2.4%YoY

Median list price

$420K

Down6.6%MoM

Days on market

37

Down5.1%MoM

Homes for sale

81

Up9.5%MoM

Price cuts

18.8%

Down29.2%MoM

New listings

44

Down8.3%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 40207 home prices compare?

  • 40207$428,059
  • Louisville$252,406
  • Kentucky$169,896
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Louisville: 31 ZIPs; Kentucky: 598 ZIPs; United States: 26,265 ZIPs).

Context

Louisville, KY 40207 has 81 homes for sale, with 44 new listings adding fresh choices for buyers. The median list price is $419,900, while the typical home value is $428,059 and is up 2.4% over the past year. A median 37 days on market suggests homes are still moving, but not instantly. With 18.8% of listings taking a price cut, some sellers are starting too high and adjusting. The practical read is simple: price close to the market and condition will do the rest.

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