Market Intelligence · KY / Louisville

Louisville, KY 40212 Housing Market

The typical home in Louisville's 40212 ZIP trades at $82,370, up 8.2% over the past year. The median list price sits at $122,500, with homes lingering for a median of 68 days before sale.

Updated September 2026Median value$82K

The median home value in Louisville, KY 40212 is $82K as of September 2026, up 8.2% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 40212 range

$76K to $89K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+8.2% over 12 months

Sep 2025$76K

Low $76KHigh $82K

Sep 2026$82K

The numbers

What is the 40212 housing market like?

As of September 2026

Typical home value

$82K

8.2%YoY

Median list price

$123K

0.4%MoM

Days on market

4.2%MoM

Homes for sale

2.1%MoM

Price cuts

13.8%

41.9%MoM

New listings

7.1%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

40212 housing market forecast 2027

+2.1%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 40212 to rise 2.1% by September 2027.

Over the 12 months through September 2026, typical home values in 40212 rose 8.2%, per the Zillow Home Value Index.

Will home prices drop in 40212?

Zillow's forecast does not call for a drop: it expects typical home values in 40212 to rise 2.1% by September 2027, after a 8.2% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 40212 home prices compare?

40212$82,370
Louisville$252,363
Kentucky$168,346
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Louisville: 31 ZIPs; Kentucky: 598 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 93 homes for sale in 40212, with 30 new listings hitting the market recently. The median days on market of 68 suggests moderate buyer interest, though not brisk. About 13.8% of listings have seen a price cut, indicating some sellers adjusting expectations. Despite the year-over-year value gain of 8.2%, the number of days on market and prevalence of price adjustments suggest this is a balanced market where pricing strategy matters.

Monthly payment

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Home price

Down payment20% · $16,474

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Common questions

What people ask us.

What is the typical home value in 40212?

The typical home value is $82,370, up 8.2% over the past year as of September 2026.

How long do homes stay on the market in 40212?

The median days on market is 68 days as of September 2026.

How many homes are currently for sale in 40212?

There are 93 homes for sale as of September 2026, with 30 new listings recently added.

Discover

Nearby ZIP markets.

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