Market Intelligence · KY / Louisville

Louisville, KY 40220 Housing Market

The typical home in 40220 is valued at $290,248, up 2.5% over the past year. The median list price sits at $305,950, with homes spending a median of 30 days on the market as of September 2026.

Updated September 2026Median value$290K

The median home value in Louisville, KY 40220 is $290K as of September 2026, up 2.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 40220 range

$267K to $313K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.5% over 12 months

Sep 2025$283K

Low $283KHigh $290K

Sep 2026$290K

The numbers

What is the 40220 housing market like?

As of September 2026

Typical home value

$290K

2.5%YoY

Median list price

$306K

1.2%MoM

Days on market

0.0%MoM

Homes for sale

21.4%MoM

Price cuts

26.4%

17.4%MoM

New listings

37.5%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

40220 housing market forecast 2027

+1.6%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 40220 to rise 1.6% by September 2027.

Over the 12 months through September 2026, typical home values in 40220 rose 2.5%, per the Zillow Home Value Index.

Will home prices drop in 40220?

Zillow's forecast does not call for a drop: it expects typical home values in 40220 to rise 1.6% by September 2027, after a 2.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 40220 home prices compare?

40220$290,248
Louisville$252,363
Kentucky$168,346
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Louisville: 31 ZIPs; Kentucky: 598 ZIPs; United States: 26,262 ZIPs).

Context

Louisville's 40220 ZIP shows a modest market with 68 homes for sale and 44 new listings as of September 2026. The median days on market of 30 suggests a steady pace of activity. However, price cuts appear on 26.4% of listings, signaling some negotiation room for buyers. The year-over-year appreciation of 2.5% is steady but not dramatic. If you're considering selling, this is a balanced market where pricing to sell and timing matter.

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Down payment20% · $58,050

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Common questions

What people ask us.

What is the typical home value in 40220?

The typical home value in 40220 is $290,248, up 2.5% over the past year as of September 2026.

How many homes are currently for sale in 40220?

There are 68 homes for sale in 40220 as of September 2026, with 44 new listings during that period.

How long do homes typically stay on the market in 40220?

The median days on market is 30 as of September 2026.

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