Market Intelligence · KY / Louisville

Louisville, KY 40258 Housing Market

Homes in Louisville's 40258 ZIP typically sell for $223,834, up 0.7% over the past year. The median list price is $236,950, with homes spending a median 30 days on market as of September 2026.

Updated September 2026Median value$224K

The median home value in Louisville, KY 40258 is $224K as of September 2026, up 0.7% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 40258 range

$206K to $242K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.7% over 12 months

Sep 2025$222K

Low $222KHigh $225K

Sep 2026$224K

The numbers

What is the 40258 housing market like?

As of September 2026

Typical home value

$224K

0.7%YoY

Median list price

$237K

3.3%MoM

Days on market

26.8%MoM

Homes for sale

24.5%MoM

Price cuts

32.3%

43.0%MoM

New listings

58.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

40258 housing market forecast 2027

+1.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 40258 to rise 1.7% by September 2027.

Over the 12 months through September 2026, typical home values in 40258 rose 0.7%, per the Zillow Home Value Index.

Will home prices drop in 40258?

Zillow's forecast does not call for a drop: it expects typical home values in 40258 to rise 1.7% by September 2027, after a 0.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 40258 home prices compare?

40258$223,834
Louisville$252,363
Kentucky$168,346
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Louisville: 31 ZIPs; Kentucky: 598 ZIPs; United States: 26,262 ZIPs).

Context

The 40258 market shows moderate activity, with 61 homes for sale and 38 new listings as of September 2026. The median list price of $236,950 sits above the typical home value of $223,834, a gap reflected in market conditions. One in three listings has received a price cut, suggesting sellers are adjusting to buyer expectations. Homes move in about a month on average. If you're considering selling, expect a measured pace and be prepared for negotiation.

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Down payment20% · $44,767

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Common questions

What people ask us.

What is the typical home value in 40258?

The typical home value in 40258 is $223,834, which is up 0.7% over the past year as of September 2026.

How long do homes stay on the market in 40258?

The median days on market in 40258 is 30 as of September 2026.

What share of homes for sale have had a price cut?

As of September 2026, 32.3% of listings in 40258 have received a price cut.

Discover

Nearby ZIP markets.

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