Market Intelligence · MD / Annapolis

Annapolis, MD 21403 Housing Market

The typical home in Annapolis, MD 21403 is worth $619,791, up 2.4% over the past year. The median list price is $666,250, and homes are taking 52 days on market as of September 2026.

Updated September 2026Median value$620K

The median home value in Annapolis, MD 21403 is $620K as of September 2026, up 2.4% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 21403 range

$570K to $669K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.4% over 12 months

Sep 2025$605K

Low $605KHigh $620K

Sep 2026$620K

The numbers

What is the 21403 housing market like?

As of September 2026

Typical home value

$620K

2.4%YoY

Median list price

$666K

4.9%MoM

Days on market

11.9%MoM

Homes for sale

119

10.2%MoM

Price cuts

14.8%

43.7%MoM

New listings

55.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

21403 housing market forecast 2027

+0.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 21403 to rise 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in 21403 rose 2.4%, per the Zillow Home Value Index.

Will home prices drop in 21403?

Zillow's forecast does not call for a drop: it expects typical home values in 21403 to rise 0.7% by September 2027, after a 2.4% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 21403 home prices compare?

21403$619,791
Annapolis$624,762
Maryland$444,850
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Annapolis: 4 ZIPs; Maryland: 423 ZIPs; United States: 26,262 ZIPs).

Context

Annapolis has 119 homes for sale with 62 new listings as of September 2026. The median days on market of 52 suggests steady buyer interest, though not rapid turnover. About 14.8% of listings have seen a price cut, indicating some sellers have adjusted expectations. The 2.4% annual gain in typical home value shows modest appreciation. For sellers, this market rewards accurate pricing and good presentation from the start.

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Down payment20% · $123,958

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Common questions

What people ask us.

How much is a typical home worth in 21403?

The typical home value in Annapolis, MD 21403 is $619,791 as of September 2026, up 2.4% over the past year.

How long do homes stay on the market in 21403?

The median days on market is 52 as of September 2026.

How many homes are for sale in 21403?

There are 119 homes for sale in Annapolis, MD 21403 as of September 2026, with 62 new listings during that period.

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Nearby ZIP markets.

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