Market Intelligence · MD / Annapolis

Annapolis, MD 21409 Housing Market

The typical home value in Annapolis 21409 is $592,593, up 2.3% over the past year. The median list price stands at $605,651, with homes spending a median of 56 days on market.

Updated September 2026Median value$593K

The median home value in Annapolis, MD 21409 is $593K as of September 2026, up 2.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 21409 range

$545K to $640K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+2.3% over 12 months

Sep 2025$580K

Low $580KHigh $593K

Sep 2026$593K

The numbers

What is the 21409 housing market like?

As of September 2026

Typical home value

$593K

2.3%YoY

Median list price

$606K

1.1%MoM

Days on market

30.2%MoM

Homes for sale

3.8%MoM

Price cuts

21.6%

35.8%MoM

New listings

31.2%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

21409 housing market forecast 2027

+0.6%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 21409 to rise 0.6% by September 2027.

Over the 12 months through September 2026, typical home values in 21409 rose 2.3%, per the Zillow Home Value Index.

Will home prices drop in 21409?

Zillow's forecast does not call for a drop: it expects typical home values in 21409 to rise 0.6% by September 2027, after a 2.3% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 21409 home prices compare?

21409$592,593
Annapolis$624,762
Maryland$444,850
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Annapolis: 4 ZIPs; Maryland: 423 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 55 homes for sale in the 21409 ZIP code, with 22 new listings entering the market. The median days on market of 56 suggests a moderate pace of sales activity. About 21.6% of listings have seen a price cut, which indicates some sellers are adjusting expectations. Despite the annual appreciation of 2.3%, the prevalence of price reductions suggests buyers have negotiating leverage right now.

Monthly payment

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Home price

Down payment20% · $118,519

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Common questions

What people ask us.

What is the typical home value in Annapolis 21409?

The typical home value is $592,593 as of September 2026, reflecting a 2.3% increase over the past year.

How long do homes typically stay on the market in 21409?

The median days on market is 56 days as of September 2026.

How many homes are currently for sale in 21409?

There are 55 homes for sale as of September 2026, with 22 new listings added to the market.

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