Market Intelligence · MI / St. Joseph

St. Joseph, MI 49085 Housing Market

The typical home value in Saint Joseph, Michigan 49085 is $339,202, up 5.7% over the past year. Homes currently list at a median of $481,700, with a median of 49 days on market as of September 2026.

Updated September 2026Median value$339K

The median home value in St. Joseph, MI 49085 is $339K as of September 2026, up 5.7% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 49085 range

$312K to $366K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+5.7% over 12 months

Sep 2025$321K

Low $321KHigh $339K

Sep 2026$339K

The numbers

What is the 49085 housing market like?

As of September 2026

Typical home value

$339K

5.7%YoY

Median list price

$482K

2.1%MoM

Days on market

22.5%MoM

Homes for sale

6.6%MoM

Price cuts

16.1%

19.7%MoM

New listings

22.2%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

49085 housing market forecast 2027

+3.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 49085 to rise 3.7% by September 2027.

Over the 12 months through September 2026, typical home values in 49085 rose 5.7%, per the Zillow Home Value Index.

Will home prices drop in 49085?

Zillow's forecast does not call for a drop: it expects typical home values in 49085 to rise 3.7% by September 2027, after a 5.7% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 49085 home prices compare?

49085$339,202
Saint Joseph$339,202
Michigan$241,156
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 1 ZIP; Michigan: 891 ZIPs; United States: 26,262 ZIPs).

Context

Saint Joseph's market shows moderate activity. There are 97 homes for sale, with 44 new listings arriving in September 2026. About 16.1% of listings have received price cuts, suggesting some sellers are adjusting expectations. The gap between typical home value and median list price reflects a mix of property types and conditions in the area. Sellers should recognize that while values have appreciated, the market is not moving quickly.

Monthly payment

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Home price

Down payment20% · $67,840

Term

Rate (%)

Human help

Licensed pros in 49085.

Primary seat

Judith A Murray

Lic #6501384267 MI

Jude Murray believes Everyone, Everywhere deserves a healthy, affordable place to call Home. She is a Mother, Caregiver, Coach, Teacher, Volunteer, Philanthropist, Cook, Photographer and REALTOR. A vocal advocate for homeownership, she chairs her Association's Governmental Affairs Committee and serves on Professional Standards. Designations: ABR, MRP, AHWD, ePRO. Past Board President of Habitat for Humanity and SW Michigan Newcomers. Thriving in Southwest Michigan on the "Third Coast."

Common questions

What people ask us.

What is the typical home value in 49085?

The typical home value is $339,202, up 5.7% over the past year as of September 2026.

How long do homes typically stay on the market here?

The median days on market is 49 days as of September 2026.

What percentage of homes have price cuts?

As of September 2026, 16.1% of listings in the area have received a price cut.

Discover

Nearby ZIP markets.

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