Market Intelligence · MI / St. Joseph

St. Joseph, MI 49085 Housing Market

The typical home in Saint Joseph is valued at $345,029, up 5.7% over the past year. The median list price sits at $487,250, with homes averaging 39 days on the market.

Updated July 2026Median value$345K

The median home value in St. Joseph, MI 49085 is $345K as of July 2026, up 5.7% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 49085 range

$317K to $373K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+5.7% over 12 months

Typical home value in 49085 over the last 12 months: $326K in Jul 2025 to $345K in Jul 2026 (+5.7%).

Jul 2025$326K

Jul 2026$345K

The numbers

What is the 49085 housing market like?

Typical home value

$345K

Up5.7%YoY

Median list price

$487K

Up3.7%MoM

Days on market

39

Flat0.0%MoM

Homes for sale

74

Up7.2%MoM

Price cuts

15.7%

Down0.2%MoM

New listings

54

Up17.4%MoM

Sources · Zillow ZHVI (July 2026) / Realtor.com (July 2026) / FRED (August 2026)

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The comparison

How do 49085 home prices compare?

  • 49085$345,029
  • Saint Joseph$345,029
  • Michigan$247,692
  • United States$289,821

Median Zillow home value (ZHVI), as of July 2026. Comparison levels are medians across every ZIP code with Zillow data (Saint Joseph: 1 ZIPs; Michigan: 891 ZIPs; United States: 26,266 ZIPs).

Context

Saint Joseph's housing market shows modest activity. There are 74 homes for sale, with 54 new listings added recently. About 15.7% of listings have seen price reductions, suggesting some negotiating room for buyers. The year-over-year appreciation of 5.7% indicates steady if unspectacular gains. For sellers, this is a balanced market where pricing strategically matters.

Monthly payment

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20% · $69,006

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